I lived almost 30 years around the Bel Air area. I have a friend who lives in Country Village Apartments and another family I know lived there while their house was being built. It's decent- a little older and gets mixed reviews, particularly with maintenence
Country Village Apartments - Google Maps
I've never been to Lynchburg but I can say that Bel Air is not ghetto at all. Even the "worst" part of town isn't that bad. You should feel safe walking around even at 3 AM. Naturally stuff like car break ins, vandalism etc can happen just about anywhere but you're not likely to get mugged. It's convenient to the schools, restaurants, main street strip of businesses and bars. Let me know if you want to know anything else about the area.