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The only apartment complexes I am aware of in Bartlett are Bartlett Heights (older, probably cheaper rent, but should be generally safe and the schools should be fine), Quail Ridge (the one in the Egypt area strumpeace mentioned. I think that area is fine, although kind of close to the Bartlett/Memphis city limits (a few miles away). Strumpeace may know something I don't, but I haven't heard of any real problems happening there. It is on one of the most popular daily fee golf courses in the area, is a fairly big complex, and is probably higher than $900 for a 3 bedroom) and one near the Wolfchase Mall off Brunswick Road (I don't know the name of it, but it's probably higher than $900 for a 3 bedroom as well).
I wouldn't think you would be dealing with any really bad issues (other than normal, rude neighbor apartment type issues and the occasional property crime that comes with all apartments in the Memphis area) in any of these complexes, and the schools would be generally safe and decent for any of them.
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