[reponetgps]

_Chance2jump is correct. In fact many buy here pay here car dealers are using GPS tracking and/or ignition shut off technology in the vehicles they sell as a way to decrease thier loss rate and minimize thier risk when doing business with the credit challenged public.
_Industry statistics show that dealers of this type have a delinquencey rate that poses a good threat to thier companies livelyhood, as well as higher loss rates when trying to recover a vehicle they need to reposess. The reality is, people skip out, dont pay and take vehicles with them that they haven't paid for and cant be found. GPS and start interrupt technology have proven to increase collection of payments and dramatically decrease loss rate of vehicles, in turn making buy here pay here more profitable and less risky.
_Regarding the ignition shut off and legality of this type of technology, it is the law in most states, as far as I'm aware, that the dealer has to use a disclosure statement at the time of sale if using a start interrupt system in the vehicle. GPS tracking on the other hand is different, although is not used as an invasion of privacy but as a way to recover assests in delinquency.
_Novices to this topic need be aware that an ignition relay cannot shut a vehicle off that is already turn on. _There are different types of systems, some use payment warning alarms, some don't. _Not all start interrupt devices are GPS and vice versa. _Most GPS tracking systems come with start interrupt but its at the dealers discretion as whether or not to install it. _Most start interrupt units that do not have GPS have a key pad visible to the customer and they have to enter a code given to them after making a payment. (Hence they know why thier car wont start)
_It is understood that some people have reservations of this type of technology being used on consumers and the general public. We all need to understand that the, GPS, M2M and telematics industry is a multi billion dollar market and is growing rapidly. Products with GPS recievers and tracking devices are all over the place. Any one with reservations should be more concerned about the Federal ID's we're all going to be required to have by 2010 that have a tracking chip in them. Any energy spent contesting this technology would be better used collectively to regulate it as to make sure its not taken advantage of or ends up in the wrong hands.

http://pics3.city-data.com/forum/ima...ilies/cool.gif

[GlassPipe]

GPS tracking seems to be a violation of our civil rights that the poor are being forced into if they want to drive. Also, what happens when the car is paid off? Are they removing the tracking/ignition cut-off?

[commonstdev]

A "Faraday Cage" is all that is needed to shut-off the shut-off device

How To:
1. Locate Sekurus vehicle shut-off device and antenna (if there is one)
2. Wrap a "Faraday Cage" around device and its antenna.

A Faraday Cage is usually a bag with metal impregnated into the plastic material. It blocks frequencies from being received or transmitted to a device. They are used in the electronics industry to protect sensitive electronic devices and components from rapid electric discharges that can damage those devices. They're easily obtained (often for free) either when they're included as protection of mother boards, video cards, etc. Or you can find them online for literally pennies.

If you are concerned with the ability of anyone having the ability to remotely disable or take control of your vehicle and the progressive intrusion of control devices into consumer goods, simply disable their device as described in steps 1 and 2.

[Wingnatic]

I vaguely remember they were going to put some sort of '' black box'' type of devices in auto's to gather accident data .

I thought you'd enjoy an old
Mel Farr superstar commercial lol

[jtur88]

The way I understand it, Farr was making cars affordable to people refused credit elsewhere, and warned them very eloquently what would happen if they did not pay. If Farr did not give credit to these people and sell them a car, they would have been walking to the hospital right from the get go.

[malamute]

Originally Posted by jtur88

The way I understand it, Farr was making cars affordable to people refused credit elsewhere, and warned them very eloquently what would happen if they did not pay. If Farr did not give credit to these people and sell them a car, they would have been walking to the hospital right from the get go.

That's what they get for being nice, giving deadbeats a chance to buy a car. Now they should do like others do, don't sell to those who can't/won't pay, make sure the credit rating is up there.

[montana_m]

Where does it stop??? If the "deadbeats" dont continue to get high interest car loans then are we only left to the "good people" with high credit ratings to fuel the auto finance market? Not enough of those out there to make all of them survive. And if a "deadbeat" homeowner defaults should we remotely lock them and their kids out until they make a payment? If they bad credit finance companies cant take a hit in their biz then they shouldnt be in that biz. They get paid plenty for providing their services and take full advantage of anyone with even the slightest blip on their credit. They are just trying to have a net net biz and it doesnt exist.

[shelbydakota]

ok, i actually work at a buy here pay here so let me help you get the facts straight. In no way do I intend to be bias, I actually despise working here because of the people.
These shut off devices are called "passtimes" or "on time" whichever. They are not GPS tracking devices! It is a device that is hooked to the starter and interrupts the starter if they do not make their payment. Without these devices, people can run off to where ever with the car and it will never affect them because it doesn't show up on their credit. Also, not everyone who buys a car from a bhph is a deadbeat. Some are people who want to buy a new house or something and don't want a whole lot showing up on their credit report. Most bhph lots don't shut it off that day. I know we give about 4 or 5 days as a grace period and then if they need additional time they call us. Bhph lots are really good places to get a car as long as you go to a reputable one. (And yes they do exist!)