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Old 03-22-2013, 03:43 AM
 
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Unfortunately my friends husband committed suicide last weekend. It was a horrible thing for his 14 year old to find him. Luckily the military spouses are wonderful and have come together fantastically to help my friend and her children who are in Naples at the moment.

Does the military pay the life insurance for a suicide? He has been a career navy and has given his life for his country. I am hoping they will pay it and my friend can come back to the states where all her family is.
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Old 03-22-2013, 07:46 AM
 
Location: San Antonio
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I am not sure, but I don't think so. I do think there are some benefits. There should be a bereavement councilor assigned to help the family and walk everyone through this situation.
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Old 03-22-2013, 08:41 AM
 
Location: New Mexico U.S.A.
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I am sorry to hear of the loss. Like dmarie123 said, there should be a bereavement councilor assigned to help the family.


"Cause of death is irrelevant for purposes of paying SGLI (see 38 USC Sections 1965 - 1976 and
38 CFR Part 9). So long as you are covered, SGLI will pay your beneficiaries even if your death
is the result of DUI or not wearing a seat belt (even suicide is covered). Again, cause of death is
irrelevant for purposes of paying SGLI.

SGLI will not pay out in certain circumstances, but these circumstances relate to whether the
individual was covered by SGLI at the time of death. For example, a service member who is
AWOL for more than 30 days, etc..."

The above reference came from an Army web site but it pretty well explains it as I recall it to be:
Presidio of Monterey
www.monterey.army.mil/legal/wills/sglideny.pdf

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Old 03-22-2013, 08:44 AM
 
Location: Richmond, VA
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They will definitely pay, and I am speaking from personal experience working casualty assistance. It is a public relations nightmare if they do not.
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Old 03-22-2013, 10:52 AM
 
Location: Northern Virginia
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They'll pay it. I've heard the stories about how they weren't going to pay it but they always do.
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Old 03-22-2013, 04:48 PM
 
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They should pay it without a doubt. This person gave over 20 years of service to his country. He wasnt to thrilled lately when an issue arose and he did go to the mental health clinic. However, on the forms, he had to sign that he would leave the mental health clinic speak to his CO and the CO was the issue, so that was not going to help. Unfortuantely he saw no way out.

Just hoping my friend and their kids will be ok financially.
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Old 03-23-2013, 08:19 AM
 
Location: Forests of Maine
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Keep in mind that SGLI is a private insurance and has no real connection with with Branch.
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Old 03-23-2013, 10:18 AM
 
Location: New Mexico U.S.A.
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Quote:
Originally Posted by Submariner View Post
Keep in mind that SGLI is a private insurance and has no real connection with with Branch.
I'm not sure what the point is.

Suicide is almost always covered for active duty under the SGLI. It appears in this situation the person was still active duty. The Original Poster did not specify state it.

The real connection is that effective September 29, 1965, Public Law 89-214 established the Servicemens' Group Life Insurance (SGLI) program. The law provided $10,000 of group life insurance for all active duty members of the Army, Navy, Air Force, Marine Corps, Coast Guard, and the Commissioned Corps of the PHS and NOAA. The public law has been expanded over the years to increase benefits.
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Old 03-24-2013, 04:13 AM
 
Location: Forests of Maine
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My point was that SGLI is not a part of the military. When you pay into SGLI you are not paying the military. When SGLI pays a beneficiary, it is SGLI that pays and not the military.

The military does not offer Life insurance, rather SGLI does.

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Old 03-24-2013, 06:00 AM
 
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He was defiantely still on active duty. They were finishing up the post in Naples and got reposted to DC this summer.
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