U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Military Life and Issues
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 11-01-2008, 02:18 PM
 
5,542 posts, read 12,010,950 times
Reputation: 8500

Advertisements

Quote:
Originally Posted by onevthoki View Post
Ellwood, I'm confused. You mention being recently retired from the civilian workforce, but are you retired military? Assuming yes, you are then saying you have already selected Tricare Standard? It is my understanding that if you are Standard you can go to any doctor you chose, you just will have a higher out-of-pocket expense.

Now, I don't know about Standard, but under Prime, if you receive more than 50% of your care from someone other than your PCM, you can request a Nurse Case Manager who can help you with all of your referrals. And definitely push continuity of care.

Hope this helps.
Onevthoki: Yes we are retired military but have used civilian coverage since retiring in 85. Thanks for your input
Reply With Quote Quick reply to this message

 
Old 11-02-2008, 08:43 PM
 
Location: Chesterfield, VA
1,218 posts, read 4,241,902 times
Reputation: 532
So if you are not currently using Tricare, but instead your civilian retiree policy, are you thinking of switching over to Tricare because of the cost-savings?
Reply With Quote Quick reply to this message
 
Old 11-02-2008, 08:46 PM
 
Location: Chesterfield, VA
1,218 posts, read 4,241,902 times
Reputation: 532
Quote:
Originally Posted by Dwatted Wabbit View Post
A buck a month we can handle!

(The airbase also has the best gas around.)

We chose prime because copays are more controlled. We had some problems finding a PCP when we first got here. The online list is WAY out of date. Big surprise.

Finally found an RN Practitioner (called FNP here, don't ask me I don't make the rules) and she has worked out pretty well. Her husband is a retired jarhead, so she has an understanding of the military issues.
Have to get a referral for any specialist but the copay is still 12 bucks.

Considering what Tricare costs, the only better deal I could find is get elected to congress and stay about 6 years. Not gonna happen.

I don't know what coverage would be if something major went down, I know there are supplemental policies available but so far we haven't invested in any.
We did decide to purchase a supplement because of the hospital care and specialists my son needs/sees on a fairly cosistent basis. Our supplement is through USAA (about $30 per year for a yearly membership) and then we pay a little under $40 per month for the supplement. That pays for all co-pays, both medical and pharmaceutical. If you do not receive your care on a military installation, the supplement pretty much pays for itself.
Reply With Quote Quick reply to this message
 
Old 11-03-2008, 01:48 PM
 
5,542 posts, read 12,010,950 times
Reputation: 8500
Quote:
Originally Posted by onevthoki View Post
So if you are not currently using Tricare, but instead your civilian retiree policy, are you thinking of switching over to Tricare because of the cost-savings?
We did not continue the civilian workforce policy when we retired because cost would have been $700/month. Instead we decided to use Tricare with MOAA supplement because of cost savings. Having Tricare allowed us to retire from the civilian workforce after 20+ years early.
Reply With Quote Quick reply to this message
 
Old 11-09-2008, 07:23 PM
 
Location: Southern California
547 posts, read 520,595 times
Reputation: 7501
Default tri-care

My husband and I have had tri-care and tri-care for life, NOW,ever since he retired in 1974. We have had no trouble, and have had excellent care. We chose our own doctors. The co-payments for tri-care were reasonable. We are now on tri-care for life, and it is even better. NO CO-PAYMENTS, OUR OWN DOCTORS. WE LIVE IN CALIFORNIA
Reply With Quote Quick reply to this message
 
Old 11-11-2008, 05:40 PM
 
5,542 posts, read 12,010,950 times
Reputation: 8500
Default Finally figured it out

As previously stated we have PRIME and recently began using it after retirement from civilian workforce. Apparently the doctors accept the TRICARE APPROVED amount, BUT because they are out of network the physician offices do not received the EOBs, so therefore are unaware of patient responsibility. Tricare sends the checks to us. When I receive an EOB, I make a copy and forward with recent invoice to the doctor's office paying the Tricare Approved amount.

Our previous insurance the EOBs were sent to the patient AND the physician's office along with a check.

Thanks for all your advice!
Reply With Quote Quick reply to this message
 
Old 11-13-2008, 12:37 AM
 
Location: ***Spokane***
1,092 posts, read 2,879,885 times
Reputation: 452
Well initially disliked the Tricare, but now where we live it's much better; we have a nice phyisican who take this insurance and utilize the Air Force base for "most" medications, if they don't carry the med's, we just go to a local pharmacy and pay a minimal copayment..So yes the Tricare is fine for military retirees, let's hope our "soon to be" democratic gov't doesn't tamper with our benefits, unless they improve them.....I'm also a disabled vet...and use the local VA...
Reply With Quote Quick reply to this message
 
Old 11-13-2008, 08:36 PM
 
Location: Chesterfield, VA
1,218 posts, read 4,241,902 times
Reputation: 532
Honestly, I think we will see an increase in our premiums soons. I just don't see how it can be avoided much longer.
Reply With Quote Quick reply to this message
 
Old 11-19-2008, 09:57 AM
 
8 posts, read 23,806 times
Reputation: 10
If you under the age 65 then you can get the tricare supplement through ASI. They have a individual (asicorporation.com) and corporate plan for (employers) (asicorptricaresupp.com) check out there website (its says they are comming out with a new website soon) but the current one has good info. the premiums are very low and there is no pre-ex on the corporate plan. it looks like the best supplement to get and better then the tricare prime plan because it allows you to manage your own healthcare.

Last edited by ashwill; 11-19-2008 at 10:08 AM..
Reply With Quote Quick reply to this message
 
Old 11-23-2008, 08:00 PM
 
Location: Chesterfield, VA
1,218 posts, read 4,241,902 times
Reputation: 532
Quote:
Originally Posted by ashwill View Post
If you under the age 65 then you can get the tricare supplement through ASI. They have a individual (asicorporation.com) and corporate plan for (employers) (asicorptricaresupp.com) check out there website (its says they are comming out with a new website soon) but the current one has good info. the premiums are very low and there is no pre-ex on the corporate plan. it looks like the best supplement to get and better then the tricare prime plan because it allows you to manage your own healthcare.
Ashwill - How much is that supplement? I pay (for a family of four) about the same monthly that I do for Tricare, and they handle all of my co-pays, both medical and pharmaceutical.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Military Life and Issues
Similar Threads

All times are GMT -6.

2005-2017, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32 - Top