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Old 11-11-2017, 09:33 AM
 
37 posts, read 8,402 times
Reputation: 26

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I know, since its been 10 years, I dont expect any of my prior Navy service to count but thought Id ask anyways. This is something I should've done from the get go, and I regret not doing so. Im now 38. If I joined the Navy reserves, would there be any possibility of retirement benefits from it in the end? Would any of my prior service still count?

What prompted this is looking back now with regret. I should have stayed in the Navy and Id be near retirement by now. I feel stuck in my job now with a cheap boss, and where I do have to travel. Its growing tiresome and I dont look forward to having to do this another 10 or 20 years.

This should also serve as a word of advice to some of you who are still in. If you're near that halfway point and thinking of getting out.....make sure you really have a plan or consider staying in or joining the reserves. 38-40 or so is not old. Back then, another 10 years felt so long and I thought 40 would feel old. But now I realize I feel young and if I had done it right, id be young, with a retirement check and Id have more leeway in choosing what job I want.
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Old 11-11-2017, 11:51 AM
 
Location: Londonderry, NH
41,349 posts, read 46,248,332 times
Reputation: 24298
I suggest asking your friendly local Navy recruiter.


Note: I am a long ex "Nam River Rat. I would not want that job back. Serving on a Navy Reserve Destroyer Escort (DE) was ok until we took that thing out on the North Atlantic in winter. That was a bit interesting.
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Old 11-11-2017, 01:29 PM
 
60 posts, read 22,716 times
Reputation: 89
back in the day, a fellow reservist told me the reserves did not count his partial year from active duty for good years purposes. they did include the points from the partial year.


if that is still true today, you would need eleven good years in the reserves to reach twenty and retire.


with 9.5 active, you could have a nice retirement check at age 60. and tricare. unless the rules change. haha
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Old 11-13-2017, 05:32 PM
 
Location: Central Massachusetts
4,103 posts, read 3,704,595 times
Reputation: 4840
Quote:
Originally Posted by CJ11x View Post
I know, since its been 10 years, I dont expect any of my prior Navy service to count but thought Id ask anyways. This is something I should've done from the get go, and I regret not doing so. Im now 38. If I joined the Navy reserves, would there be any possibility of retirement benefits from it in the end? Would any of my prior service still count?

What prompted this is looking back now with regret. I should have stayed in the Navy and Id be near retirement by now. I feel stuck in my job now with a cheap boss, and where I do have to travel. Its growing tiresome and I dont look forward to having to do this another 10 or 20 years.

This should also serve as a word of advice to some of you who are still in. If you're near that halfway point and thinking of getting out.....make sure you really have a plan or consider staying in or joining the reserves. 38-40 or so is not old. Back then, another 10 years felt so long and I thought 40 would feel old. But now I realize I feel young and if I had done it right, id be young, with a retirement check and Id have more leeway in choosing what job I want.
I think you can. You have just enough time to complete your 20. I suggest you get on it right away. If they donít check with army guard or reserves. They will have more openings.
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Old Yesterday, 12:31 PM
PFM
 
Location: Endicott, NY
85 posts, read 80,443 times
Reputation: 186
https://www.navy.com/dam/Navy/Navy-I...s-brochure.pdf

I retired out of the Army Guard in 2014 - if I had gone just Guard my full time I would have had approx. 1700 points at retirement - due to having over 10 years Active I had over 5500 when I finally did retire. Pensions are calculated using points - think having 3x more from Active will make a difference? You get 1 point a day from your Active service - 365 points/year, about 5x what you would straight Reserve.

All Hands Department : Pay and Benefits

You would start out with far more points right off the bat than most non-prior service Reserve accrued their entire career.

Oldsoldier1976 is right - you're good as far as age goes, but you need to hustle and sign up so you can do 11 more before age 60.
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Old Today, 05:35 AM
PFM
 
Location: Endicott, NY
85 posts, read 80,443 times
Reputation: 186
One other thing - if you have any deployed time in a combat zone, that can be deducted from age 60 to allow pension payments earlier. For example, I have 2 deployments to Iraq and 1 to Afghanistan, so I'll start drawing my pension at 57 instead of 60. Tricare still won't kick in until 60, though. Might only gain you a couple of months due to your age when you retire, but a couple of extra checks is still worth it.
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