U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Military Life and Issues
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 06-11-2018, 12:19 PM
 
5 posts, read 701 times
Reputation: 10

Advertisements

If the military retiree passes does the spouse get to keep access to the exchange and healthcare benefits or does that all go away?
Reply With Quote Quick reply to this message

 
Old 06-11-2018, 02:38 PM
 
Location: New Mexico U.S.A.
23,539 posts, read 37,539,931 times
Reputation: 27467
Quote:
Originally Posted by RRinWA View Post
If the military retiree passes does the spouse get to keep access to the exchange and healthcare benefits or does that all go away?
https://www.military.com/join-armed-...overview.html:

If you remain in the Military through retirement, your medical benefits will extend throughout your lifetime and that of your spouse.

You might look at this page also: https://militarybenefits.info/5-top-...ouse-benefits/

TRICARE, Commissary, and Exchange Privileges for Former Spouses: https://www.military.com/benefits/mi...-overview.html

Last edited by Poncho_NM; 06-11-2018 at 02:58 PM..
Reply With Quote Quick reply to this message
 
Old 06-11-2018, 02:53 PM
 
Location: Alaska
153 posts, read 61,349 times
Reputation: 605
Quote:
Originally Posted by RRinWA View Post
If the military retiree passes does the spouse get to keep access to the exchange and healthcare benefits or does that all go away?

Been married 32yrs, retired military 5 years we live next to a base and use that healthcare as our primary provider.


If you compare it to insurance I'm the primary and my wife is listed as a dependent for her care. If I die first she will continue to be eligible and will actually become the primary.
Currently for medical care on base I pay about $47/mo to be Tricare Prime this gets me care similar to that received on active duty. If I'm seen on base, no copay, if referred to outside provider I usually have a copay.


SBP (Survivor Benefit Plan) my wife is eligible to receive 55% of my retirement pay (if I die first)
In order for my wife to receive 55% of my retired pay I have to pay every month similar to a life insurance policy. It's a certain percentage/fraction out of my monthly retirement pay about $250/month.


Exchange and Commissary benefit continues past my death as well.


My daughter receives this health care as well until she is 18 or 23 if she stays in college. Per the OCA (Obama care) I can keep her on my Tricare until she is 26 but the premium will (I think) be about $300/month.
Reply With Quote Quick reply to this message
 
Old 06-11-2018, 02:56 PM
 
5 posts, read 701 times
Reputation: 10
Thank you all. I have not been a diligent researcher on the topic but knew you all would have great info!
Reply With Quote Quick reply to this message
 
Old 06-11-2018, 03:09 PM
 
Location: New Mexico U.S.A.
23,539 posts, read 37,539,931 times
Reputation: 27467
One last site you might look at: https://www.militaryonesource.mil/-/...pouse-benefits

I am retired military. My wife has the info for when the time comes. She seems to be happy with the benefits...

Hope that helps.
Reply With Quote Quick reply to this message
 
Old 06-12-2018, 09:51 PM
 
Location: Forests of Maine
29,202 posts, read 46,372,189 times
Reputation: 16608
We live way far outside of the radius of any Active Duty base, this region [New England] has a Tri-care underwriter called 'Martins Point'. They liaison with every hospital in New England. They pay providers the same as Tricare pays, but since they are regional, they pay faster than the state medicare underwriters pay. So we seem to be ranked much 'higher' among the local doctor offices. There seems to be a preference to handling us compared to most other people here with other coverages.

We have an Air National Guard base about 25 minutes away, with a Commissary and Exchange. My wife started working for DECA [the commissary] when I retired, and last year she qualified for their pension.

We settled in a low-income region, our household income is significantly higher than the community average.

Life as a retiree can be fantastic, for both the servicemember and the spouse.
Reply With Quote Quick reply to this message
 
Old Today, 10:51 AM
 
5,644 posts, read 12,537,467 times
Reputation: 8866
Info that may help someone:

When my husband passed (retired military) I spent hours on the phone (with DFAS) in order to get his 1099 for tax filing. Apparently when a retiree passes they perform an audit and will not issue the 1099 until completed. After 7 months I found a hotline for DFAS complaints and was able to resolve the issue. Due to DFAS it held up my arrears allocation from the VA. Highly recommend keeping a copy of monthly pay info which indicates taxes paid to date. Unfortunately my husband handled his on line (mypay) and when his death was reported they locked the account.

Since he passed due to service related illness I contacted the VA Benefit Coordinator and he was able to file the papers and act as power of attorney.

You will need a new ID card as your status changes.

I have access to bases (commissary, exchanges, etc.) and healthcare through Tricare for Life.
Reply With Quote Quick reply to this message
 
Old Today, 02:56 PM
 
111 posts, read 51,071 times
Reputation: 160
Quote:
Originally Posted by Ellwood View Post

I have access to bases (commissary, exchanges, etc.) and healthcare through Tricare for Life.


TFL sounds like a great benefit. I'm a few years away from getting it.
Reply With Quote Quick reply to this message
 
Old Today, 04:17 PM
 
380 posts, read 1,099,987 times
Reputation: 485
My complaint with the retiree system for the spouse is the ID card. While the retiree gets a permanent retiree card, the spouse has to keep renewing every four years and will not receive a permanent retiree card until age 75 no matter how long the marriage! This is what I find ridiculous, that the arbitrary age is set to 75! We live at least an hour and half from a base and it's a huge nuisance to have to make the trip to renew the ID card, age 65 would be fine, when you start Medicare benefits, NOT 75! I'd sure like to to who came up with that asinine idea!
Reply With Quote Quick reply to this message
 
Old Today, 04:30 PM
 
Location: New Mexico U.S.A.
23,539 posts, read 37,539,931 times
Reputation: 27467
I had to ask my wife. I have had Tricare for Life for 10 years. It has worked out very well...
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Military Life and Issues
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2017, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32 - Top