Quote:
Originally Posted by Moving To MN
Hello. My husband, my new baby and myself are thinking of moving to the twin cities. My husband has family in Mound, but we cannot afford to live in Mound or the Lake Minnetonka area. We would like to find an affordable neighborhood where we would feel totally safe raising our family. We are used to leaving our doors unlocked at night and going for walks with the stroller any time of the day. We'd like to spend around $100,000. Is this going to be possible anywhere around the cities? We don't have jobs there yet, so any area would be a possibility.
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My husband and I are in a similar situation so I think I can speak pretty honestly. We have a pretty tight budget for the Twin Cities as well and I can attest to wanting a good, safe neighborhood for my family (we have 2 kids). I won't lie, it will be pretty tricky on your budget. However, there are areas that are affordable and you don't have to be on edge all the time.
What we are finding is:
a) get a realtor who is really knowledgeable about this area. You'd assume any local realtor would know the in's and out's but really, from talking with home-owning friends and this being our 3rd time dealing with a realtor (bought and sold a home before), you might be surprised how much easier purchasing a house (and feeling confident about it afterwards) can be with the right representation.
b) you will find a plethora of inexpensive homes in Mpls and St Paul. This is when having a knowledgeable realtor will come in handy (particularly cause you are from out of town).
c) don't be afraid of living in Mpls or St Paul but be cautious of which areas you move into. A whole ton of homes will be in the northern area of Mpls for instance. One thing I've learned, primarily from posters on this site, is that the warnings about "North Mpls" are justified but not entirely helpful considering North Mpls is quite a large area with decent neighborhoods despite other "absolutely not gonna happen" neighborhoods. My husband and I are actually very interested in the Victory neighborhood (part of a larger neighborhood called Camden) and believe it or not, there are homes in that spectacular neighborhood that are in your price range! I can't attest to how much of a fixer-upper they are, but one thing we are coming to terms with is that with a budget under $150k you won't have much luck finding something that doesn't need carpets replaced or a good scrubbing and paint at the
very least.
d) You'll also find many homes in Anoka county (mostly Anoka and Coon Rapids), in Osseo school district and Robbinsdale school district (we personally prefer Robbinsdale to Osseo schools). And as a matter of fact, the last time I checked, there was a home in Mound that was for sale at a surprisingly inexpensive price but I would assume it has some major defect (maybe it's just the ugliest house on the block...lol).

The areas I mentioned are encompassed by some great and not so great neighborhoods and I wouldn't be quick to judge them until you've spent some time there around 6:30-7pm, you've done a good crime stats review and you've spoken with those who actually live in the area. For the most part, those are the places you'll find homes closest to the cities (where I assume you and you're husband will have the most luck finding a job). If you're looking for a long commute or find employment further out from the cities then you can find homes in Southern Dakota County (Northfield, etc) and way west of the Lake Minnetonka area. I'm noticing Eastern Suburbs tend to run a bit higher but you may find some diamonds in the rough if you look that-away.
e) everything I just wrote about is based on 3 bedroom, single family home searches.

You might have more luck if you are looking for a 2 bedroom and definitely more luck if you are looking for townhomes. <~We found that at such a low budget range, having to factor in the association fee that comes along with most townhomes would make purchasing a home even tougher...just something to think about.
f) I would definitely suggest looking for employment and then starting a search...otherwise it's pretty overwhelming.
So sorry for being
so long winded but I hope it helped. I figured I'd lend some hands-on experience to this thread since many of the times when people request moving info it turns into a crime-rant and such.

Are you planning a trip here anytime? If you do plan to pop up here I'd recommend doing a property search, writing down addresses or mapping out the areas you find high concentrations of homes and then on your visit, spend some time hanging around those areas.
P.S. I am
not a realtor, just to throw that out there.
