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Old 09-10-2011, 11:54 PM
 
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I have a job offer in Missoula for $40k a year. I have a wife and a baby on the way. Is $40k enough to live on in Missoula and would you recommend Missoula? We are looking to get just a 2 bedroom apartment to start off. This would be a permanent move for us and I want to make sure we are making the right decision. We are just looking for a new place to live and raise a new family.
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Old 09-11-2011, 11:03 AM
 
Location: NW Montana
6,258 posts, read 12,886,345 times
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Hello and welcome,
check out this thread, it might help

http://www.city-data.com/forum/monta...-question.html
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Old 09-11-2011, 11:19 AM
 
Location: North Dakota
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$40K might be enough to be able to rent an apartment but it is unlikely that you would ever own a home. If you rent stay away from Lambros.
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Old 09-11-2011, 12:32 PM
 
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What about $50k? If I took a second job
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Old 09-11-2011, 02:47 PM
 
Location: North Dakota
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It seems like most homes are in the $200k range, or at least they were when I last lived there four years ago. Id your wife going to eventually go back to work?
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Old 09-11-2011, 07:09 PM
 
Location: Lost in Montana *recalculating*...
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I'm not going to mince words. I would say $40K a year is really light to raise a family in Missoula in the traditional sense. However, if you are a like the super frugal type, look for rental deals, cut costs everywhere- yeah- you could make it.

I couldn't make it in Helena on 40K a year unless I was single. I have two kids, a wife with a P/T job working on a Masters and a host of other responsibilities- We pinch our pennies and we still manage to save some scratch at the end of the day.. I just can't imagine Missoula prices with my scenario.

You need a lot of fortitude, ingenuity and raw toughness to make it in Missoula on that kind of dough. The question should not be whether or not $40K is enough, rather are you prepared to do what it takes to make it work.
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Old 09-11-2011, 09:18 PM
 
Location: Pluto's Home Town
9,995 posts, read 11,639,042 times
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Assuming that buying a home might need to wait a bit, do you have other debts that would cut into your living?

I bought a $200k house, paid off two student loans, and muddled along with about $50k a year in a similar town in Oregon. I won't deny it was stressful. When she returned to work, things began to improve, but were still challenging. That kind of situation might work if you have some savings and little debt, otherwise, you might find yourself treading water for a long time.
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Old 09-12-2011, 10:17 AM
 
Location: Bozeman, Montana
1,191 posts, read 2,564,737 times
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My 2 cents... if you have a job offer, at a time when jobs are scarce, take the job. There are many people in Montana getting by on much less than $40k.

Last edited by happiness is; 09-12-2011 at 10:17 AM.. Reason: spelling
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Old 09-13-2011, 01:47 PM
 
3 posts, read 14,127 times
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We would be getting an apartment or modular home, but the only other "costs" we have are a $1,250/mo
that includes our cell phones, student loan, car payment, auto and health insurance.
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Old 09-13-2011, 04:04 PM
 
Location: Bozeman, Montana
1,191 posts, read 2,564,737 times
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I say, take the job. Missoula is a nice place to live.
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