Will people along the Mississippi River in MO have to rebuild on stilts? (Louisiana: insurance)

[cBach]

Sorry for the flooding, it is most unfortunate. But I recall a similar event in 2011, and these events happen every 5 years but it seems that most people in those low lying areas simply rebuild at base elevation.

Have the flood maps been updated from 2011 and did anybody heed the warnings? Did anybody rebuild higher instead of at base elevation?

If you look at Louisiana, after hurricane Katrina, not only were the levees rebuild stronger, but the homes are all on stilts. It seems that they learned.

Great wall:
$8 Billion "Great Wall of Louisiana" Now Complete - SkyscraperCity

Homes on stilts:
Vote for Make It Right and Energy-Efficient Homes for New Orleans Make It Right Foundation Houses

This is not meant to be a knock but I'm just trying to understand why people in the Midwest keep going through flooding and they still rebuild the same way in low lying areas.

Shouldn't the people in Missouri and other midwestern states come down to Louisiana and learn what they did after Hurricane Katrina so they can prevent flooding in the future?

[froglipz]

Or NOT rebuild at all!

[cBach]

Originally Posted by froglipz

Or NOT rebuild at all!

Well a lot of that area is productive farmland, there will have to be some people living there (i.e. farmers). But I suggest that they rebuild their homes on stilts.

[cyrano]

dunno on the Mississippi, but people who build on the Missouri around where I live either elevate their structures or just accept that they'll get flooded out sometimes. I looked into buying such a structure (a business) a decade ago but decided the hassle wasn't worth it.

Flooding is part of the natural progression of life there; mankind, mostly in the form of the Corps of Engineers, tinkers with it, primarily for farmers along the banks and for the minuscule amount of barge commerce on the Missouri, but the river always wins in the end...and meanwhile they've pretty much ruined the lower Missouri for recreation. Well, them and the Asian carp. The PITA/reward balance of putting any kind of boat in the Missouri just skews too far to the PITA...which semi-breaks my heart because I love boating, in both powerboats and kayaks.

[Floorist]

I think that if you rebuild in the flood plain, which we know WILL flood again, you should be denied insurance.

[marigolds6]

The vast majority of homes flooding are not flooding from the river. They are flooding because the waste water treatment plants that serve their home are flooding and backing up through the sewer systems into their homes. You could be 100' out of the flood plain and still be flooded when the sewer pump serving your region gets flooded.
The waste water treatment plants need to be near the river, but there is work underway to build a massive network of tunnels 200' underground to channel flood inundation out of the sewer system so the water does not shoot up into homes.