Originally Posted by VictorBurek
Most lenders already will not approve a loan with a fico score under 620. Some lenders have a minimum score requirement of 640. I only know of 1 lender that will go down to a 580 score.
VictorBurek confirms my experience.
I went to 9 lenders and tried Homepath, etc.
All needed a minimum score of 620.
But score is not all of it.
My score was 744, but DTI bit me harder than my credit score.