GFE review please!! (insurance, loan, interest rate, real estate)

[antiques55]

This is the first GFE I received which the LO reviewed and am awaiting a new GFE. If you all can review and tell me what seems out of place, I would appreciate it. The sales price is $175,000. Thanks!

803. Appraisal Fee $400
804. Credit Report $18
810. Tax Service Fee $83
816. Tax Commitment Fee $395
828. Flood Cert $6
901. Interest (2 days) $42
903. 1 yr. Hazard Insurance $602
904. FHA up-front MIP $3800
1001. 4 mo Hazard Insurance $200
1004. 4 mo. County taxes $952
1101. Settlement fee $1000 (waived)
1109. Lender’s coverage $1400
1110. Owner’s coverage $500
1201. Deed recording fee $120
1202. City/County tax/stamps $431
1203. State tax/stamps $1312
1205. City/County deed/stamps $1775
1301. Survey $300
Real estate taxes due (est) $1428

[VictorBurek]

nothing out of the ordinary except on a purchase loan they should collect 3 months of taxes and 3 months of insurance.

What interest rate are you getting with these fees?

[antiques55]

4.5%

[VictorBurek]

seems to be a fair offer.