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I saw that Chase had a 1% cash back off on mortgages currently. Has anyone tried this? Is it worth it or do they just increase your rate and fees to make up the promotion. Any details appreciated. Thanks.
I saw that Chase had a 1% cash back off on mortgages currently. Has anyone tried this? Is it worth it or do they just increase your rate and fees to make up the promotion. Any details appreciated. Thanks.
I think you can compare the rate they offer with other banks and find out.
Have you calculated the 1%? It's pennies. It's based on your principle and interest. If your P and I is $1000, that's $10 a month. It's $120 a year. It's nothing for them to really include in your fees or rates because it's hardly a dent. I've found them to have very competitive rates.
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