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Old 03-21-2012, 10:02 AM
 
Location: Brandon
74 posts, read 114,857 times
Reputation: 34

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My current condo mortgage is 194% LTV. My current mortgage holder Green Tree won't give me Harp 2. Where can I find a lender that will work with me. I qualify for Harp 2, but the info I have found on lenders is still at under 125% ltv.

Any help would be great.

Thanks,
Jason
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Old 03-21-2012, 10:12 AM
 
Location: Richardson, TX
6,634 posts, read 10,327,409 times
Reputation: 13354
Quote:
Originally Posted by luckydawg003 View Post
My current condo mortgage is 194% LTV. My current mortgage holder Green Tree won't give me Harp 2. Where can I find a lender that will work with me. I qualify for Harp 2, but the info I have found on lenders is still at under 125% ltv.

Any help would be great.

Thanks,
Jason
Have you tried calling a local broker?

Also, I believe the Fannie and Freddie websites have partial lists of participating servicers.
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Old 03-23-2012, 08:14 AM
 
Location: Brandon
74 posts, read 114,857 times
Reputation: 34
Any other lenders?

My loan was owned by Bank of America but they sold it to Green Tree which only uses harp with 125% LTV which I am far over. Like 205%.
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Old 03-23-2012, 04:33 PM
 
2,718 posts, read 2,151,474 times
Reputation: 3772
agree with Debsi go to the Fannie/Freddie, making home affordable (HUD?). There are listings of participating lenders on the website.

I used it but found that many ONLY do HARP 2 with their own mortgagees.
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Old 03-25-2012, 12:19 PM
 
Location: Brandon
74 posts, read 114,857 times
Reputation: 34
Tried looking on Fannie Mae but couldn't find any links. There site is confusing. Any links would be super helpful.

Thanks again.
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Old 03-26-2012, 08:44 AM
 
Location: Richardson, TX
6,634 posts, read 10,327,409 times
Reputation: 13354
Fannie:

Does Fannie Mae Own Your Mortgage? Loan Lookup Tool

Freddie:

https://ww3.freddiemac.com/corporate/

This list of participating companies is not all-inclusive:

Contact Your Mortgage Company
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Old 10-18-2012, 07:13 AM
 
Location: Wake Forest, NC
834 posts, read 2,393,618 times
Reputation: 615
Get a referral from a trusted friend to a broker as they have access to many lenders and their guidelines. It may take talking to a few brokers as not every broker works with every lender but this is your best chance to get this done.
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Old 10-19-2012, 12:38 PM
 
Location: Brandon
74 posts, read 114,857 times
Reputation: 34
My current lender started working with Quicken loans so I'm just gonna refinance through them. Thanks for the replies.
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Old 10-30-2012, 01:06 AM
 
1 posts, read 1,116 times
Reputation: 10
I am in a the same situation : Green tree and way over 125% LTV.
Did you contact Green Tree or went to Quicken directly? Thanks!
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