Are you sure because my friends, 3rd cousins, neighbors, insurance agent told him that after the 2nd presidential debate rates were going down?
Tim is right- rates are great and timing the bottom is nearly impossible. If you really had a chance at it you would have nailed it at the bottom of the stock market- made a killing - and be able to tell us if the market will reverse and if it is time to sell now.
.125% on $200k is $14 a month- nice to have if you can get it but not a deal maker or breaker.