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Old 08-18-2013, 09:13 AM
 
Location: MID ATLANTIC
7,604 posts, read 17,648,062 times
Reputation: 8099

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Quote:
Originally Posted by duvdar View Post
That gives me about what a week to find a job lol . That will be tough
If you give up, of course you won't make it. What kind of financing were you getting? Have you sat down with anyone to look at your scenario to see if there is any way your wife can do this on her own?

The quickest way to find a solution is to admit the problem to a loan officer (any, if not at your bank) and your Realtor. Your Realtor now needs to know to protect you. He/she can't protect what they don't know.

This is not something that can be swept under the rug......because if they for some reason don't do the pre-closing verbal, that leave you to commit loan fraud by certifying all is true and correct.
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Old 08-18-2013, 09:44 AM
 
118 posts, read 379,781 times
Reputation: 95
I like the realtor route... you never know what their background is(degree in financing, perhaps) and how it may help your situation...
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Old 08-18-2013, 11:08 AM
 
Location: Rheinland-Pfalz, Germany
693 posts, read 925,185 times
Reputation: 610
Maybe if you readjust your debt to be assigned to you, your wife's DTI will qualify for the home purchase?
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Old 08-21-2013, 10:34 AM
 
Location: Will County
179 posts, read 412,745 times
Reputation: 72
duvdar: You need to have a conversation with your lender immediately. You don't want to avoid doing this ... for many reasons, some of which have been listed above. Let your lender try to assist and guide you. Time could be of the essence regarding your transaction. After speaking with your lender, you will fully know your options and limitations regarding your transaction and financing. Best of luck to you ...
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Old 12-26-2015, 02:04 PM
 
200 posts, read 124,058 times
Reputation: 32
So what was the end result in this whole mishap? Duvdar: Did you get the house?
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Old 12-26-2015, 07:23 PM
 
Location: Michigan
1,789 posts, read 1,152,244 times
Reputation: 3953
Quote:
Originally Posted by varanj_16 View Post
So what was the end result in this whole mishap? Duvdar: Did you get the house?


Serious Gnat issue need help


Looks like they bought it, and then he had a "gnat" problem...
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Old 12-27-2015, 07:17 AM
 
1,160 posts, read 1,230,052 times
Reputation: 483
Quote:
Originally Posted by MikeBear View Post
Serious Gnat issue need help


Looks like they bought it, and then he had a "gnat" problem...
and then this....

Moving to Port St Lucie need some advice
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Old 12-27-2015, 06:04 PM
 
200 posts, read 124,058 times
Reputation: 32
So apparently lying and fooling the underwriter is a new norm here lmao
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Old 12-27-2015, 07:07 PM
 
Location: MID ATLANTIC
7,604 posts, read 17,648,062 times
Reputation: 8099
Wow, went ahead with the purchase......something creepy drawing gnats, but divorce, too. Short sale and/or FC in there, as well? Too bad he didn't take the sign to heart that the purchase just wasn't meant to be. So sad, people miss the warning signs life gives them......this was a giant flashing, neon, red arrow. The OP chose to ignore it.
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Old 12-27-2015, 07:11 PM
 
1,160 posts, read 1,230,052 times
Reputation: 483
Quote:
Originally Posted by SmartMoney View Post
Wow, went ahead with the purchase......something creepy drawing gnats, but divorce, too. Short sale and/or FC in there, as well? Too bad he didn't take the sign to heart that the purchase just wasn't meant to be. So sad, people miss the warning signs life gives them......this was a giant flashing, neon, red arrow. The OP chose to ignore it.
Looks like he was homeless as well.

very sad. life can change very quickly.
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