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Old 09-14-2013, 07:44 PM
 
12 posts, read 73,422 times
Reputation: 15

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Can you share your experience in doing business with EverBank? Any feedback will be appreciated.

Planning to buy a home and their rates/APR is competitive with the promise of small closing costs. I checked the reviews throughout the web and many people had issues with the closing, response time, locking rates, and the post-process (paying the mortgage, etc.). Thanks!
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Old 09-14-2013, 09:10 PM
 
Location: MID ATLANTIC
7,598 posts, read 17,623,584 times
Reputation: 8078
Anytime you are dealing with a regional bank (or a national bank, too small to be considered a big box), you need to go on the reputation of the office you are dealing with......The reputation in our area is good, they do work with exceptions and have competitive rates, but your experience will only be as good as the local office.
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Old 09-15-2013, 03:46 PM
 
3,317 posts, read 7,255,247 times
Reputation: 4095
Quote:
Originally Posted by HectorGdiazG View Post
Can you share your experience in doing business with EverBank? Any feedback will be appreciated.

Planning to buy a home and their rates/APR is competitive with the promise of small closing costs. I checked the reviews throughout the web and many people had issues with the closing, response time, locking rates, and the post-process (paying the mortgage, etc.). Thanks!
People cry about every little thing. Borrowers who get the best terms, and for whom everything falls perfectly into place, tend to cry the most. Absolute babies.

Conversely, borrowers who really do have challenges, and things that have gone truly haywire, tend to be the best to work with. It's always the nicest ones that get put through the wringer.

Everbank is a good company.
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Old 09-15-2013, 04:01 PM
 
Location: Huntington Woods, MI
1,742 posts, read 3,365,323 times
Reputation: 683
Quote:
Originally Posted by Pfhtex View Post
People cry about every little thing. Borrowers who get the best terms, and for whom everything falls perfectly into place, tend to cry the most. Absolute babies.

Conversely, borrowers who really do have challenges, and things that have gone truly haywire, tend to be the best to work with. It's always the nicest ones that get put through the wringer.

Everbank is a good company.
I cannot agree more with this. My mortgage is with a company that has a terrible rating online. I pay my bill every month and nothing bad happens.
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