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That is the GFE - not the Itemization of Fees. do the Itemization of Fees worksheets for each loan and we should find the discrepancies.
My 2nd link is the itemization of fees, right? If you are looking at document like the OP's post #5, I don't have it on both these loans. I actually was looking for it. We don't have those papers in post #5. Maybe coz they're not final loans?
There are 2 other Disclosures that break numbers down fee-by-fee. One looks like a page divided into four squares, the other literally says Itemization of Fees on top and lists them.
Well - did she send you a large disclosure package of 80 - 140 pages or so?
Disclosure of what? Don't know how many pages but it was thick. Ugh. Just came home from the bank. Guess who didn't show up? She did it twice to us already. No show for an appointment. So I just left the signed papers. I had my notary done at the bank. Conveniently one of their banker there is also a notary. Well the only plus side to that is we didn't pay for notary., LOL.
Guess what though?!!!! Remember you asked if this is a different house?!! Well,, just found out coz of the notary since we have to put the address, and it was only then that I discovered she put the WRONG house #!!! on this new signed loan!!!
I just checked the first one he signed (we made copies of both package) and the address is correct?!!
I mean what the hell, how can the house number be changed in this new signed package when it's EXACTLY same (well with questionable changes like the house #) as the old one which has the correct house number?
Do you think it's having a wrong house number that made the changes really really F'ed up? I mean is it a big deal? The house number is wrong. It's just 1 digit they put 2 instead of 4.
I can't believe this and I have been texting my husband and he is ignoring me
We've spent half a day on this. I do this for a living - it's the life I chose, unfortunately, but you deserve better treatment, and clarity.
I gave your Loan Officer the benefit of the doubt, but it's only going to get worse, I think.
That's what I have been telling my husband but he just gets mad at me!!! I told him I would speak to the guy that gave us the loan last year. I even told him I would handle ALL of it. He works with same bank. He said no. I don't even know why. My husband can be an unreasonable stubborn stupid biatch, you know?
That's what I have been telling my husband but he just gets mad at me!!! I told him I would speak to the guy that gave us the loan last year. I even told him I would handle ALL of it. He works with same bank. He said no. I don't even know why. My husband can be an unreasonable stubborn stupid biatch, you know?
No comment! I don't want to cause trouble!
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