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Old 05-05-2015, 05:17 PM
 
Location: MID ATLANTIC
7,602 posts, read 17,634,581 times
Reputation: 8084

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OP, how is your credit? That quote could be high, but it depends where your score is at. I may be a a no name lender, but I am at least 1/4% better, maybe more.
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Old 05-05-2015, 06:11 PM
 
176 posts, read 133,081 times
Reputation: 26
Mine is pretty good.
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Old 05-05-2015, 07:18 PM
 
Location: MID ATLANTIC
7,602 posts, read 17,634,581 times
Reputation: 8084
What is your sales price? Zip code you are buying in? Property type? And estimated credit score. If you want to DM me that info, I will give you an actual quote you can take to your loan officer and perhaps get it matched.
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Old 05-06-2015, 05:09 AM
 
Location: Southern California
4,350 posts, read 4,937,863 times
Reputation: 2129
Quote:
Originally Posted by YelloJacket View Post
I am going conventional BPMI route with 4.375%. Yay!!!!
That looks like a LPMI rate, what was the LPMI rate, is there a credit towards closing cost or something?
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Old 05-06-2015, 09:59 AM
 
176 posts, read 133,081 times
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Quote:
Originally Posted by thelopez2 View Post
That looks like a LPMI rate, what was the LPMI rate, is there a credit towards closing cost or something?
I actually got 4.1% BPMI with Sun Trust so I am going with that.
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Old 05-06-2015, 10:23 AM
 
Location: Southern California
4,350 posts, read 4,937,863 times
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Quote:
Originally Posted by YelloJacket View Post
I actually got 4.1% BPMI with Sun Trust so I am going with that.
Sounds like you are happy, congrats and enjoy your new place.
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Old 05-06-2015, 08:52 PM
 
Location: MID ATLANTIC
7,602 posts, read 17,634,581 times
Reputation: 8084
You do realize most lenders price match? If you find a lower quote, you take it to SunTrust and they match or lose you. I tried to help you save $100 a month and keep your loan officer, too. But as Ms. Lopez says, congrats and enjoy the new place!
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Old 05-07-2015, 08:11 AM
 
379 posts, read 488,198 times
Reputation: 294
@SmartMoney -- do you lend nationally or east coast only?
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Old 05-07-2015, 12:51 PM
 
176 posts, read 133,081 times
Reputation: 26
Quote:
Originally Posted by SmartMoney View Post
You do realize most lenders price match? If you find a lower quote, you take it to SunTrust and they match or lose you. I tried to help you save $100 a month and keep your loan officer, too. But as Ms. Lopez says, congrats and enjoy the new place!
Thanks for the wishes, I am sure they will price match but my new venerable lender does not cap my monthly payment at 1900$ unlike my previous lender => This means a lot.
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