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Old 06-09-2015, 10:13 PM
1 posts, read 570 times
Reputation: 10



I've provided last pay stub, 2 years w2 and 2 years tax returns along with bank statements showing my employer is depositing the money. I need this loan approved asap, I'm not sure if VOE is needed with all that other documentation. I didn't sign a voe waiver or anything. My employer drags their feet with stuff like this.
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Old 06-10-2015, 04:20 AM
203 posts, read 196,983 times
Reputation: 404
VOE is pretty much always needed. You need to be proactive and make it happen. Your employer will mostly likely need to fill out a form with details about how long you've been there, when your next raise is, any bonuses you receive, etc. It has to be done so if you know it's going to be a problem you need to get on their case.
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Old 06-10-2015, 05:20 AM
2,600 posts, read 5,453,260 times
Reputation: 2387
VOE's and pay stubs are always needed, what if you get canned today ???
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Old 06-11-2015, 05:55 AM
7,600 posts, read 17,629,190 times
Reputation: 8084
Not only is a VOE needed, a preclose verification the day before or the day of closing is commonplace.
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