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Old 02-05-2008, 08:24 AM
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Default FICO score or Vantage Score
I went to check my credit score and found that they have a new credit scoring system called vantage score. My score was 780....when I apply for a mortgage with this score, will they be looking at this score or the FICO score (which i don't know). Does anyone know what 780 is with FICO scoreing?
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Old 02-05-2008, 09:37 AM
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most lenders use FICO...you will need to apply with a lender that uses FICO.

there's no way of knowing how one compares to the other.
They have different models in how they weigh your credit.
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Old 02-05-2008, 09:52 AM
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Most large lenders use your mid FICO score. In other words, they take all 3 scores and use your mid score.
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Old 02-05-2008, 11:57 PM
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Either way.. a 780 is EXCELLENT.
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Old 02-06-2008, 08:13 AM
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renriq02 is a splendid one to beholdrenriq02 is a splendid one to beholdrenriq02 is a splendid one to beholdrenriq02 is a splendid one to beholdrenriq02 is a splendid one to beholdrenriq02 is a splendid one to beholdrenriq02 is a splendid one to beholdrenriq02 is a splendid one to beholdrenriq02 is a splendid one to beholdrenriq02 is a splendid one to beholdrenriq02 is a splendid one to beholdrenriq02 is a splendid one to behold
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she has a 780 on a vantage score.

900-990 A
801-900 B
701-800 C
601-700 D
501-600 F

900+ is excellent


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Originally Posted by rrufast View Post
Either way.. a 780 is EXCELLENT.
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Old 02-06-2008, 08:54 PM
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So is that only average then?
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