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02-09-2008, 09:42 AM
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Non-Religious Home Schooling, SAHM, Soccer Mom
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Join Date: Dec 2007
Location: SE Florida
705 posts, read 517,486 times
Reputation: 86
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Lender question
We found an awesome Lender here in Florida.
Gave us a great rate, etc. when we were to purchase a home here.
But now we may be going to NC.
Here's my question...can we use him for a home closing in NC?
He doesn't have to be there, right?
I've only closed on 2 homes in the past and I can't remember a thing.
Thanks.
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02-09-2008, 09:58 AM
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Sr of Srs
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Join Date: Jul 2007
Location: Charlotte, North Carolina
5,120 posts, read 3,816,502 times
Reputation: 675
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NC has stricter laws than other states....He will need to be licensed here in NC.
You can verify his license at https://www.nccob.org/online/LicenseSearch.aspx
In FL you can use a title company to do the closing....here in NC you will need an attorney. The attorney is usually referred by the realtor.
Quote:
Originally Posted by AJ1972
We found an awesome Lender here in Florida.
Gave us a great rate, etc. when we were to purchase a home here.
But now we may be going to NC.
Here's my question...can we use him for a home closing in NC?
He doesn't have to be there, right?
I've only closed on 2 homes in the past and I can't remember a thing.
Thanks.
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02-09-2008, 10:55 AM
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Eternal Member
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Join Date: Feb 2008
Location: CNJ/NYC
1,227 posts, read 945,828 times
Reputation: 297
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Quote:
Originally Posted by AJ1972
We found an awesome Lender here in Florida.
Gave us a great rate, etc. when we were to purchase a home here.
But now we may be going to NC.
Here's my question...can we use him for a home closing in NC?
He doesn't have to be there, right?
I've only closed on 2 homes in the past and I can't remember a thing.
Thanks.
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As long as that lender is licensed to lend in NC you can use him. |
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02-11-2008, 08:06 AM
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Senior Member
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Join Date: May 2007
Location: Durham, NC
1,336 posts, read 1,233,334 times
Reputation: 554
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Follow up question...
If you have a family member who is a mortgage BROKER, can they work on your behalf and locate a loan for you from an NC-licensed bank/lender? Or does a broker have to also be licensed somehow in North Carolina?
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02-11-2008, 08:10 AM
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Sr of Srs
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Join Date: Jul 2007
Location: Charlotte, North Carolina
5,120 posts, read 3,816,502 times
Reputation: 675
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you have to be licensed in NC
you can check to see if their licensed on https://www.nccob.org/online/LicenseSearch.aspx |
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02-15-2008, 02:33 PM
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Junior Member
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Join Date: Feb 2008
6 posts, read 5,667 times
Reputation: 10
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do we have similar site for NJ to check if the lender is licensed? Is having license enough to use any lender?
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02-15-2008, 10:51 PM
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Real Estate Agent
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Join Date: Feb 2008
Location: Woodbridge Twp NJ
315 posts, read 306,167 times
Reputation: 41
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Nj lic.
Quote:
Originally Posted by justin8
do we have similar site for NJ to check if the lender is licensed? Is having license enough to use any lender?
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NJ dept of Banking will have the info that you are looking for |
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