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Old 09-04-2008, 09:53 AM
 
Location: Charlotte, NC
1,808 posts, read 5,755,801 times
Reputation: 746

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Forgive me if this is a dumb question.

I know how to obtain my free credit report, and have done this within the past six months.

How can I obtain my own credit score? I'd like to know what is is before I start shopping for a mortgage. It doesn't look bad to lenders if you pull your own report, does it?

TIA!
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Old 09-04-2008, 11:23 AM
 
Location: Charlotte, North Carolina
5,137 posts, read 15,093,116 times
Reputation: 1007
Use myFICO - FICO Credit Scores | Get a Free Credit Report Online

They're the closest thing that we use to pull your credit score.
It's about 40 bucks to pull your own credit score/credit report.

It will NOT affect your own credit score if YOU pull the credit report/score.

Quote:
Originally Posted by ctribucher View Post
Forgive me if this is a dumb question.

I know how to obtain my free credit report, and have done this within the past six months.

How can I obtain my own credit score? I'd like to know what is is before I start shopping for a mortgage. It doesn't look bad to lenders if you pull your own report, does it?

TIA!
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Old 09-04-2008, 11:27 AM
 
Location: Charlotte, NC
1,808 posts, read 5,755,801 times
Reputation: 746
Thanks, renriq02. That's exactly the info I needed!
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Old 09-04-2008, 11:30 AM
 
Location: Finally back "home" in Ohio
620 posts, read 1,750,711 times
Reputation: 390
I agree with renriq about using MYFICO. You will not only get your score, but your actual credit report. The scores with the actual report probably will be more meaningful for you. It allows you to see the scores with what has been reported over your entire credit history. If you have any mistakes in the report you can dispute it and get it taken care of before you start shopping around for your mortgage. I would suggest that you go ahead and pay for all three of the reports.

Good luck and hopefully you will have the score you are aiming for!
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