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Old 03-31-2009, 08:14 PM
 
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Can anyone tell me the details of the foreclosure process in Florida?
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Old 03-31-2009, 11:05 PM
 
Location: Buckeye, AZ
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Florida Foreclosure Law - Loan Modification Forum - Loan Safe
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Old 04-05-2009, 11:31 PM
 
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It’s a judicial foreclosure state, so the lender/plaintiff files a lawsuit against the homeowner/defendant to get the house back. The first twenty-days after in-hand service it is crucial for the homeowner to file a response. Otherwise, the lender could win by default. There are defenses available to the homeowner even if the payments weren’t made on time.

Filing an answer helps in the homeowner’s efforts to obtain/negotiate a loan modification, short sale, etc.
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