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Old 05-14-2009, 09:05 PM
4 posts, read 26,182 times
Reputation: 10


Hello everyone, its been a while since I posted, so I ask for your assistance. I'm in the process of retiring from the military. I'm having a house built and have been approved; however, since I'm starting a new job the lender is saying the VA requires me to be on the job for 30 days before we can close. I've contacted the Regional VA Home Loan office and informed them of my situation. VA stated to me the 30 day waiting period can be waived by them if I have a salary position, the new job is like I was trained to do in the military and provided documentation. All of which I meet and have provided. The lender is now saying 15 days on the job will satisfy for closing. I'm really P.O'd and confused. I just want a straight answer. I'm currently dealing with the Loan Processor, is there anyone in a normal Mortgage Office that is higher than the processor? Thanks for any helpl.

Last edited by Bo; 05-14-2009 at 10:25 PM.. Reason: Moved from San Antonio forum.
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Old 05-14-2009, 09:20 PM
Location: Western Bexar County
3,823 posts, read 13,511,825 times
Reputation: 1908
The bottom line is the the VA only provides the loan guaranty. The VA lender has the final say.
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Old 05-14-2009, 09:31 PM
Location: San Antonio
4,146 posts, read 9,451,858 times
Reputation: 3315
You've got all different levels of people there, but the processer wants to get the loan done. They're not screwing with you just because they can. In almost every case, you're required to have a job history that they can look at. Regardless of whether it's VA, FHA or conventional.

That's why it's always recommended that you don't switch jobs until after the loan funds. They're not doing it to be a pain. But it IS their policy, so looks like you just have to wait it out a bit.
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