Has anyone used AmeriSave? (loan officer, escrow, 2009, fees)

[snorkey]

Are they legitimate company? Has anyone closed with them?

[TimtheGuy]

Originally Posted by snorkey

Are they legitimate company? Has anyone closed with them?

You are all ready questioning their legitimacy. Why not go straight to a "real" lender (i.e. one you KNOW is legit, and one you could even sit in front of)???

[mparikh05]

They are legit, and one of the "main" lenders of a variety of subsidied bank's mtg divisions; see www.mtgprofessor.com and click Fixed mark-up lender and go to Amerisave via there for a guaranteed terms on closing costs

[cowhorse53]

They are legit., BUT we were very unhappy w/ them, as they (their loan processor worker) made a serious error that was caught just prior to closing and created a problem for us! We did close and they "sold/transferrred" our mortgage to a company that we are happy with! WE WOULD NOT USE THEM AGAIN!

[snorkey]

Originally Posted by TimtheGuy

You are all ready questioning their legitimacy. Why not go straight to a "real" lender (i.e. one you KNOW is legit, and one you could even sit in front of)???

because you could save bunch of money by going through them. The lender I talked to said $7,000 for closing while Amerisave said $3000 closing and they both said same escrow account, same rate. different fees.

which one would you go with?

[SVTLightning]

Originally Posted by TimtheGuy

You are all ready questioning their legitimacy. Why not go straight to a "real" lender (i.e. one you KNOW is legit, and one you could even sit in front of)???

Uhm I really think the OP was right and justified coming and asking the questions before getting involved with ANY company nowadays. The "real" lenders don't always have the best rates.

Sitting in front of a loan officer isn't what it used to be. WHy pay more to see someone when you can pay less and do it over the phone/internet usually easier.

Not even sure why you would question someone on here that wants to ask opinions of others before they get involved, I kinda thought that was the point of some of the forums here.

[Bette]

I've had buyers come to me from them - google them. Usually, you get a surprise.

BTW, I personally think seeing someone, working with 1 or 2 people during the whole transaction just is easier.

[Moonwalkr]

If you are not comfortable with sight-unseen lenders, then go with a more traditional lender/broker that you can sit down with.

My first home I did with a traditional local broker. My subsequent ones I used the 'internet' lenders. I was happy with all of them. Just research them all thoroughly before proceeding and at the end read everything that you sign carefully.

[Modification Specialist]

Do not use Amerisave. They suck you in with good rates on the site that they don't deliver.......

see link ... Amerisave -Will take Your Money

Usually would never write one of these complaints but my experience with Amerisave was so horrible that I feel compelled to. If you are reading this, it is my sincerest hope that what you read here will be enough to convince you to do business elsewhere....

see link ... http://www.merareview.com/comments/977

A whole bunch more complaints ... see link http://www.complaintsboard.com/bycom...ge-a99167.html

[VictorBurek]

I wouldnt recommend them. Do as the above posters said, google their name.