My wife and I have been planning on relocating from Jersey to PA. We would like to do this as soon as possible which would ofcourse be contingent upon securing jobs in PA. We are considering buying a home in PA while we are still residing and working here in NJ. We are first time home buyers and we would like to take advantage of the $8000 tax credit and the low mortgage interest rates, especially since they are now on the way up. As I understand it, to qualify for the tax credit the home has to be a primary residence. Given our scenario, would we be able to have our mortgage arranged as a primary residence? It certainly will be when we move to PA. I also need to mention that we are looking to make a down payment of between 40 -50% and we both have excellent credit. We also have an opportunity to move in with relatives and pay very low rent while making our mortgage payments on the house in PA. We would do this until we found work in PA. Does this sound like a feasible plan or am I off my rocker? Any feedback and advice would be greatly appreciated.