need advice/answers...i have a 1st & 2nd with the same mortgage company. they modified the 1st but not the 2nd. they said the 2nd cant be modified because of the type of loan. at any rate, the 1st is on time and current since the mod but the 2nd is almost 2 yrs past due. i had payment arrangements on the 2nd set up with my mortg company until i rec'd a letter from faslo solutions in oct 2008 stating my loan was given to them and they were collecting the past due amount. i set up a payment arrangment with them and was making payments from nov 2008 until march 2009 when they told me to make my pymts to my mortg company because my loan was sent back to my mortg company. i have been trying since march to get answers on the 2nd. nothing. when i call my mortg comp they transfer me to faslo, when i get someone at faslo they tell me they cant help me, they dont have my loan anymore. i have not rec'd any correspondence from my mortg comp since september 2008 which was my confirmation receipt, my last pymt to the mortgage comp. im starting to get worried that they may try to foreclose or even garnish my wages since the 2nd is so far past due. what can i do...advice PLEASE!!!
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