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Old 06-24-2014, 06:56 AM
 
24 posts, read 22,451 times
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Hello Guys,

I am hoping to find some answers that will help clarify a big decision i have to make. My company has a facility in La Vernge, TN and i am currently working in Illinois suburb.

I was hoping to find a place within my price range but it looks like housing in Nashville area are pretty pricey compare to here. For example, a 350k home in a nice suburb, school, and has everything is almost equal to 400k in Franklin or Brentwood area, except without basement.

Where should i be looking at if i can afford a house between 300k-350k, and i prefer to live not too far from an expressway, good school (starting a family) and malls?

The recent I can't go higher is because i just bought my home here in Illinois last year and put it quite a bit of money on renovation, i don't think the market has recovered much for me to sell my house at the price i want, so i will probably take a loss.

I am thinking of driving around Franklin, Brentwood, and Nolensville area on this coming Sunday, please let me know if there are other cities i should look into as well!

Thanks in advance!
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Old 06-24-2014, 07:45 AM
 
Location: Franklin, TN
3,516 posts, read 5,671,749 times
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Your price point is a bit low for Brentwood. I love living in Franklin and you could certainly afford it but the east - west commutes here are problematic. Since you are working in La Vergne, I think you would do well to look into Nolensville or maybe Mt. Juliet but I don't know anything about the schools there. You might be better off renting at first?

Best website to look for houses here is Realtracs.com.
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Old 06-24-2014, 08:38 AM
 
Location: Brentwood, Tennessee
43,142 posts, read 41,752,473 times
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Are they relocating you, or do you have a say in whether to leave?
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Old 06-24-2014, 10:01 AM
 
24 posts, read 22,451 times
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I haven't seen the moving package yet but i'm trying to get an early start and presume that i will be moving.
I have a say, but i prefer to settle down by Jan. 2015 since i'm starting a family.
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Old 06-24-2014, 10:10 AM
 
Location: Brentwood, Tennessee
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Ok, but I would not take a loss on my house.

You REALLY need to examine the potential costs, including taxes. Do you have a financial advisor?
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Old 06-24-2014, 10:11 AM
 
24 posts, read 22,451 times
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Nope, but what could they advise me on this? If it's a good career move and 15k loss, would you have done it?
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Old 06-24-2014, 10:12 AM
 
Location: Brentwood, Tennessee
43,142 posts, read 41,752,473 times
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It depends on how "good" the career move is.

The numbers are VERY important for your future.
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Old 06-24-2014, 10:27 AM
 
Location: Melbourne area
587 posts, read 1,116,353 times
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Don't make the mistake of thinking you have to limit your search to Williamson County to have a good school situation. There are plenty of nice areas and good school zones in west Rutherford (e.g. Siegel, Stewarts Creek) where you'd have a reasonable commute, and $300-350k will buy a lot of house. Mt. Juliet is also an option but crossing the lake makes for a longer commute.

That said, there's nothing wrong with Nolensville except for maybe the proximity-to-expressways factor.
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Old 06-24-2014, 10:31 AM
 
Location: Melbourne area
587 posts, read 1,116,353 times
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Just to clarify, when you say "take a loss," we're talking about the big-picture accounting including the money you put into renovations. Not a short sale. Correct?
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Old 06-24-2014, 10:52 AM
 
24 posts, read 22,451 times
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I brought up Mt. Juliet but the wife doesn't like living out that way. Nolensville seems like the most affordable in our accounting book.
We also don't want a big lot of with heavy lawn maintenance, it's already hard enough to mow my lawn once a week.

Not a short-sale, i'm talking about the renovations we have put in and the low 30 yr interest rate that is locked in.
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