There are a number of different species of wasps in TN. Leaving out the latin names the most common in my area that like to live in/on houses are:
1) mud daubers (usually called dirt daubers here), mostly shiny blue-black, sometimes brown, with a long thin waist, solitary, never heard of anyone being stung, you'd probably have to pick one up.
2) brown wasps - build small exposed paper nests under eaves and decks or the rafters in your attic if they can get to them, not terribly aggressive but will sting you if you annoy them or mess with their nests. Not usually more than a dozen or so wasps to a nest.
3) red wasps (red devils) - evil little bas***ds, bright orange-red with black wings. Build nests hidden inside your walls or whatever other convenient cavity they can find. Much larger colonies than the brown ones, can be several dozen wasps per nest. Hard to kill with sprays because the nest is usually some distance back from the entrance. May have more than one entrance to the nest cavity. At certain times of year (like now) they are
very protective of the entrance and maintain guards on watch that will attack anything that gets within a few feet of it. And the part that really sucks - unlike the brown wasps they will winter over on the nest and reuse the same nest cavity multiple years.
There are also several other species of wasps and hornets in various colors and stripes, both social and solitary but they aren't likely to try to live in or on your house.
That doesn't even touch the problem of bees. Woodpeckers have shredded my fascia boards this summer in search of carpenter bee larvae. I'd be more ticked about the damage if I hadn't been trying to get rid of the carpenter bees for over five years now. Makes one heck of an alarm clock about sunrise though.
