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houses for rent are few and far between - the ones that are available are expensive - the landlord needs to pay the mortgage, taxes and insurance AND still make a profit - a small home will be around $2K monthly. If you're lucky, you might find someone that knows someone and pick up something for less.
My new car cost over $600 to register in 2010. NH is probably one of the highest in the nation when it comes to car registration.
Electric heat? those are dirty words. Electric heat does exist but is one of the least common sources for heating in NH. The most common is oil = FHA or FHW systems. A good number of homes have wood stoves or pellet stoves as the first source of heat, while others use it as a supplemental source. When oil was brushing $4.00 gallon, everybody was switching to wood. The average home uses 800 gallons per year.
houses for rent are few and far between - the ones that are available are expensive - the landlord needs to pay the mortgage, taxes and insurance AND still make a profit - a small home will be around $2K monthly. If you're lucky, you might find someone that knows someone and pick up something for less.
My new car cost over $600 to register in 2010. NH is probably one of the highest in the nation when it comes to car registration.
Electric heat? those are dirty words. Electric heat does exist but is one of the least common sources for heating in NH. The most common is oil = FHA or FHW systems. A good number of homes have wood stoves or pellet stoves as the first source of heat, while others use it as a supplemental source. When oil was brushing $4.00 gallon, everybody was switching to wood. The average home uses 800 gallons per year.
I had feared as much about the housing rentals -- that's to be expected though.
Apartments do not use electric heat? How is oil use determined for the apartments? Is heat included in the rent?
When I lived in Maine, we had a house so we had a wood burning furnace with oil to supplement the wood when needed (cool days, early fall, early spring -- days when the BTU output of wood wasn't necessary) so I'm unfamiliar with apartments up there -- I had always assumed that apartments ran electric heat -- I'd definitely like to know more about what apartments are running
May I ask what is wrong with electric heat? Is it not as efficient? More expensive? I'm sorry if that's a stupid question. I'm from Houston and we really don't use heaters much down here. Up until reading this forum I had never even heard of heating oil. I had planned to have electric heat and a wood burning stove in case the electricity went out.
May I ask what is wrong with electric heat? Is it not as efficient? More expensive? I'm sorry if that's a stupid question. I'm from Houston and we really don't use heaters much down here. Up until reading this forum I had never even heard of heating oil. I had planned to have electric heat and a wood burning stove in case the electricity went out.
Incredibly expensive with the amount of heating you're forced to do in the north. Very inefficient
I had feared as much about the housing rentals -- that's to be expected though.
Apartments do not use electric heat? How is oil use determined for the apartments? Is heat included in the rent?
When I lived in Maine, we had a house so we had a wood burning furnace with oil to supplement the wood when needed (cool days, early fall, early spring -- days when the BTU output of wood wasn't necessary) so I'm unfamiliar with apartments up there -- I had always assumed that apartments ran electric heat -- I'd definitely like to know more about what apartments are running
Thanks again!
I pay 900 for a large 1 bedroom in an old mill bldg in dover, nh. Have electric heat, but things are so well insulated i dont always have it running. Roughy 80 to 110 mnthy to heat a 700 sq ft flat. Registration on a 2008 saab 9-5 is 400ish which i am happy to pay in lieu of i come or sales tax.
I pay 900 for a large 1 bedroom in an old mill bldg in dover, nh. Have electric heat, but things are so well insulated i dont always have it running. Roughy 80 to 110 mnthy to heat a 700 sq ft flat. Registration on a 2008 saab 9-5 is 400ish which i am happy to pay in lieu of i come or sales tax.
That's kind of what I was wondering. The house I am planning on building won't be a huge house. I'm thinking 1000sqft. I was thinking it should follow along the same lines as AC down here. If your house is well insulated and well built it should be reasonable. If not, then I would imagine electric heat would be outrageous.
That's kind of what I was wondering. The house I am planning on building won't be a huge house. I'm thinking 1000sqft. I was thinking it should follow along the same lines as AC down here. If your house is well insulated and well built it should be reasonable. If not, then I would imagine electric heat would be outrageous.
Pretty much everyone i know here on the seacoast has electric heat, gas heat does not seem as common in rentals here. But with places being so well insulated, its fine. In winter my neighbors open their windows as the apts get too warm... My older house in Australia cost me higher energy costs winter and summer, they did not beleive in insulation in older homes down under.
The wife and I are looking at moving back to the northeast from North Carolina and we're looking at New Hampshire. My main question right now is in terms of taxes and how our income will be affected -- could someone help me out with this?
If our pre-tax household income is at $73,000 right now in North Carolina and we're looking at a pre-tax household income of $66,000 in New Hampshire, would the absense of Income Tax in New Hampshire offset the 10% loss in income if all other things are considered equal?
OMG..... Are you homesick, or is this a "no choice" move ? Everything in the northeast is more expensive than anywhere in NC. If you are homesick, visit more often. If you have no choice, insist in at least 30% more in salary ! Housing and taxes alone will put the biggest dent in your budget.
Here you go: cost of living calculator from Sperling's "best places". Moving from Greensboro NC to Nashua NH. There are several others you can try also.
Moderator cut: link removed, linking to competitor sites is not allowed
OMG..... Are you homesick, or is this a "no choice" move ? Everything in the northeast is more expensive than anywhere in NC. If you are homesick, visit more often. If you have no choice, insist in at least 30% more in salary ! Housing and taxes alone will put the biggest dent in your budget.
Here you go: cost of living calculator from Sperling's "best places". Moving from Greensboro NC to Nashua NH. There are several others you can try also.
Moderator cut: link removed, linking to competitor sites is not allowed
And NH is still doing much better across the board compared to NC so the low COL isn't any indicator of a "healthier" economy there. NH still has the advantage with the lack of income or sales tax, so if you're fiscally conservative and know how to invest you'll make out fine.
No itemizing and no house at the moment -- we will be renting (sadly ) for the time being. The only property tax I can think of changing would be my vehicle.
My main concern were the taxes -- I currently get income tax, city tax, and county tax taken out. I didnt know how that would change versus New Hampshire
Thanks everyone for the help
Even so, something as small as your insurance premiums will change your tax amount, that's why I would still suggest not to look at pre-tax earnings.
I could be wrong. I've been wrong before
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) for the time being. The only property tax I can think of changing would be my vehicle.
