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I vote for a credit union any day! They are more customer oriented, and can do anything a bank can do for you, for far less. (You won't get fee'd to death).
I refuse to use any banks in the state of New Hampshire OR in Massachusetts or anywhere else in New England for that matter. As a matter of fact, I also strictly use Credit Unions and I'll stand by them till the day I die! They're awesome. You don't and won't get that same loyalty in a banking institution and no ones changing my mind on that one, especially after what happened to me when I tried to switch to a bank! Credit Union's customer service is above and beyond any banking institution and they'll always be number 1 in my book.
I tried once switching to a bank institution, that I won't name, because I have family that banks there and they swear by them! With me though, I lasted may be 2 1/2 months and that's it! They lost me forever and a day as a customer. I didn't think the direct deposits would ever go through, that bank messed up so bad! Finally, after them taking quite a few weeks and then all of a sudden, out of the clear blue sky they got it all straightened out? Well it was too late, I couldn't take their aggravating phone calls all hours of the day and night! I got so aggravated with it all, that I switched right back to my old stand by faithful "credie" as we nicknamed it years ago! (credit union) that I had for years and now I refuse to leave them ever again and it only took them a couple of days to get me back and that was the end of it with them, no problem. They're awesome. They always will be as far as I'm concerned.
I wouldn't bank at Bank Of America. It's owned by a Saudi Arabian.
Bank of America is a publicly traded company (BAC on the NYSE). Surely some Saudi's own stock. Surely too do millions of Americans. The largest block of shares 4.9% is held by a British bank. There are no controlling shareholders.
The Saudi thing is an urban legend.
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Credit Unions vs. Banks
