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I guess I'm paranoid. We bought our first house in 2004 and didn't even consider the area - just looked at the house. Big mistake. So I'm trying to be more cautious. But you are right, ultimately we have to live in the house - so that has to be good as well!
Hey it's good to be paranoid and find out as much as you can!
Marc hit the major points considering USR. Having lived close by I'd say that the only downside, if you'd call it that, is it's kind of humdrum & boring. Like living out in the country of west Jersey almost but you're still close to shopping in Ramsey & Mahwah. It actually is an anamoly in Bergen which, depending on your POV, may be a good thing. Like he said, I never got the "tight community" vibe when I was there.