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Old 03-11-2014, 12:31 PM
 
Location: NJ
31,771 posts, read 40,698,345 times
Reputation: 24590

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Quote:
Originally Posted by bradykp View Post
So I just had an incident with my car. Ice fell off my roof in a spot i didn't realize there was still ice and perfectly redirected to my driveway. Liberty Mutual is handling the claim very smoothly. It was painless. i had a claim years ago with Geico and had no complaints also, but this is my second experience with Liberty Mutual (they replaced my roof due to Sandy) and it couldn't get much easier than it's been with them.
what a wreckless driver you are.
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Old 03-11-2014, 12:37 PM
 
Location: Randolph, NJ
4,073 posts, read 8,980,712 times
Reputation: 3262
Quote:
Originally Posted by CaptainNJ View Post
what a wreckless driver you are.

Give it up for the Captain! He'll be here all week. Remember to tip you waiters well.
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Old 03-14-2014, 09:36 PM
 
Location: Port Murray
239 posts, read 413,839 times
Reputation: 141
I read reviews on Glassdoor about NJM. They "seem" (operative word), to mistreat their employees.

"You can't believe everything you read" as the saying goes, but I just don't like the posts of the employees, they seem really disgruntled.

As you all know by know, distributed information is everywhere, and reviews carry some weight.

But, back to the point. I am shopping around, but it may be silly. Seems the very best thing to do is stay, but come renewal, pay all upfront and receive the discount; it could be considerable - nearly a $200 savings per annum.

Thank you.
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Old 03-14-2014, 09:39 PM
 
Location: New Jersey
16,911 posts, read 10,591,580 times
Reputation: 16439
NJM, hands down.
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Old 03-14-2014, 09:50 PM
 
Location: Port Murray
239 posts, read 413,839 times
Reputation: 141
I find your immediate response very telling.

I realize people get paid to blog...
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Old 03-14-2014, 10:10 PM
 
24,488 posts, read 41,141,698 times
Reputation: 12920
There's only two good insurance companies in NJ. NJM and USAA.
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Old 03-15-2014, 08:50 AM
 
Location: NE FL
1,560 posts, read 2,151,703 times
Reputation: 1375
Quote:
Originally Posted by Sagafrika View Post
I read reviews on Glassdoor about NJM. They "seem" (operative word), to mistreat their employees.

"You can't believe everything you read" as the saying goes, but I just don't like the posts of the employees, they seem really disgruntled.

As you all know by know, distributed information is everywhere, and reviews carry some weight.

But, back to the point. I am shopping around, but it may be silly. Seems the very best thing to do is stay, but come renewal, pay all upfront and receive the discount; it could be considerable - nearly a $200 savings per annum.

Thank you.
Not for nothing but majority of people that leave comments on Glassdoor are disgruntled employees. Happy/satisfied employees rarely go to sites like that to post their experiences. Besides, I'm not looking to work there...

When I had my wife switch from Progressive to my NJM policy, Progressive went through all kinds of options and incentives that would lower the premium to try and convince her to stay. When my wife told him she's going to NJM, the Progressive rep told her "why didn't you tell me that from the beginning? We can't come close to them." Enough said....

Last edited by Ivan Putski; 03-15-2014 at 10:08 AM..
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Old 03-15-2014, 09:21 AM
 
Location: Randolph, NJ
4,073 posts, read 8,980,712 times
Reputation: 3262
Quote:
Originally Posted by Sagafrika View Post
I find your immediate response very telling.

I realize people get paid to blog...
And your lack of understanding regarding the rates from NJM is quite telling.
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Old 03-15-2014, 11:18 AM
 
Location: Epping,NH
2,105 posts, read 6,662,922 times
Reputation: 1089
NJM is fine is you don't need a wide range of policy types. But they were not significantly less expensive than State Farm when all the multiline discounts were removed. I went with NJM years ago when SF said they were leaving the state. But as they only handle auto and home, all the other lines had to remain with SF.

Their Umbrella coverage has more limitations than SF. If one only needs auto coverage and is eligible, then it's a good deal.

Just saw this although most companies have the same view.

Quote:
Zero-point tickets are considered violations. Examples of zero-point
violations include unsafe operation of a motor vehicle, and delaying
traffic.
Seems getting your kids on the policy is difficult. Their rates are lower because they only accept drivers with zero incidents.
Auto Insurance Acceptance Criteria - Car Insurance Requirements | NJM
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Old 03-15-2014, 07:49 PM
 
Location: NE FL
1,560 posts, read 2,151,703 times
Reputation: 1375
Quote:
Originally Posted by rscalzo View Post
Seems getting your kids on the policy is difficult. Their rates are lower because they only accept drivers with zero incidents.
Auto Insurance Acceptance Criteria - Car Insurance Requirements | NJM
Not sure how accurate that is given my wife has 4 points and an accident in the past 3 years. They took her with no questions asked. I have 0 points and no accidents. Maybe they looked the other way given we have a homeowners policy and 2 cars?
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