NJ Auto Insurance (car insurance, lawyer, property tax)

[oneone10]

So I have been bad for over 2+ yrs now.....Simply I have been using my NC insurance status even though I have been living in NJ for over 2+ yrs

Well I just bought a place so I don't think it would be as easier to continue using my parents addy in NC would it? If so, I have heard all of the horror stories about NJ high insurance rates. Would anyone be able to provide some insights on some relatively affordable ins. comp? Thanks

[findinghope]

i have state farm and i am happy with them, but you are looking at about $1500 a year for 1 car full coverage...

[CuCullin]

I personally would avoid state farm. When actually going for a claim (which is completely legitimate), they've done nothing but screw with us and avoid paying for 7 months now. A lawyer is involved.

I've enjoyed dealing with esurance; also, nj cure and liberty mutual have been good options for me as well.

Btw - your rate will vary greatly depending on age, coverage type, so on, so one persons $1500/yr is anothers $600/yr.

[regarese]

We have State Farm as well and are happy. I hear the horror stories about them, and have never experienced it. They've forgiven tickets my husband has received, and we pay about $1800 a year for our 2 vehicles.

[JerzBoy]

I'd go with Progressive or Geico. I'm with Progressive and currently pay about $1300/year with full coverage. Keep in mind I am an under 25 y/o single male.

[rajthebam]

please stay away fm liberty....

your first stop should be 21st.com

[oneone10]

Thanks for the response everyone. Wow that is a major price increase for what I pay now & I have an '06 Infiniti G35x. But I guess I can't compare NC rates to NJ rates uh. oh the horror

I am with progressive by the way. Will have to check out all of these companies. Thanks & pls keep the advice coming

[BobKovacs]

You'll pay more for car insurance, but you'll save a few hundred in personal property tax on the car that you'd pay in NC. Of course, most people use that savings to justify higher property taxes or rents, but whatever makes ya feel good.

[cblogger]

NJ Insurance prices have become a little better but you have to opt for less coverage.

Once you clean up your act...try NJCURE.com and if your company is a member try New Jersey Manufacturers (you may even qualify for their re-insurance with your track history).

[Roselvr]

Originally Posted by oneone10

So I have been bad for over 2+ yrs now.....Simply I have been using my NC insurance status even though I have been living in NJ for over 2+ yrs

Well I just bought a place so I don't think it would be as easier to continue using my parents addy in NC would it? If so, I have heard all of the horror stories about NJ high insurance rates. Would anyone be able to provide some insights on some relatively affordable ins. comp? Thanks

I hope you follow through on actually insuraing your car here.

I don't get if you have a bad record or just didn't change over due to the rate you think you're going to pay here.

Originally Posted by rajthebam

your first stop should be 21st.com

Have to agree. My son has them, they gave him a decent quote. He hasn't had to use them yet so I can;t compare it to our New Jersey Manufacturers.