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Old 03-28-2014, 10:12 PM
 
10,181 posts, read 10,257,364 times
Reputation: 9252

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Quote:
Originally Posted by Sagafrika View Post
You can be so ridiculously petty about grammar. My goodness, I'm writing on a touch tablet. You all know how auto spell sometimes works, so excuse any mistakes.

I'm an English major, I tell ya' an English majah.

I can wipe the snobbery from the best of yous... but I choose not to. Education is the great divider.

This is why I sold my home. Smart not to be locked in to things, things, things. Things we insure. Things we covet, things we wish we had, things are friends have that we wish we had.

Done.

But I am sensible.

There's many who opted for a short-sale or who went into foreclosing. Many lost an income and couldn't sustain their livelihood; this thread was meant for those people who want to voice their new journey (or new-found life, or struggles or hardships, in order to relieve themselves of home ownership.)

Thank you!
So you sold before you had to short sell or face a foreclosure?

Your major isn't helping you get your point across...
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Old 03-31-2014, 09:35 AM
 
Location: Randolph, NJ
4,073 posts, read 8,979,830 times
Reputation: 3262
Decent summary of the advantages of buying, but acknowledging that renting makes sense in some cases:

http://homes.yahoo.com/news/is-homeo...215619685.html
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Old 03-31-2014, 04:10 PM
 
3,984 posts, read 7,075,803 times
Reputation: 2889
If you're in an apt, let us know how wonderful it is when you're upstairs neighbor's kid decides to bounce a basketball at 6 am on a Sat. morning.
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Old 03-31-2014, 06:55 PM
 
Location: Southern NJ - USA
414 posts, read 931,121 times
Reputation: 496
At this point in life, I'm more like "To hell with the Apt. thing"! It was ok when I was 20 something, but now, no way!!



Aside from hearing my neighbors making woopie through the walls, music blasting from the ceiling and walls, domestic disturbances in the wee hours of the morning (again through the walls), not to mention people stealing your designated parking space (that was always a delight )...I also had the pleasure of having a escort living upstairs from me at Echelon Glen Apts in Voorhees...A literal revolving door of men coming and going from her place.

I don't like living that close to people, so I'll take the privacy and peace of mind of a house over apartment dwelling madness ANY day!


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Old 03-31-2014, 08:14 PM
 
Location: Port Murray
239 posts, read 413,803 times
Reputation: 141
Thank you.

I realize the forum focuses on homeownership.

I'm not one to beat a dead horse, so I'll gracefully bow out.
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Old 03-31-2014, 08:15 PM
 
Location: Elsewhere
88,580 posts, read 84,777,093 times
Reputation: 115100
Quote:
Originally Posted by Sagafrika View Post
Thank you.

I realize the forum focuses on homeownership.

I'm not one to beat a dead horse, so I'll gracefully bow out.
Please leave Frig the House Thing behind, though. I've grown attached to him.
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Old 03-31-2014, 11:18 PM
 
Location: Patterson Park, Baltimore
934 posts, read 1,062,841 times
Reputation: 608
Wow, I'm pretty surprised at the condescending attitude on here. Although being born and raised in New Jersey, I guess I should have expected it.

Just to get something across, my roommate and I currently rent our house and we are 20-somethings on a tight budget. But, yes! We have a whole house! To ourselves! With a yard! We interact with our neighbors only if we want to and no one keeps us up at night through paper thin walls. We are very involved in the community (which consists of people at all stages of life, not just other recent college grads) and there are block parties. Our decoration choices were entirely up to us and as long as we pay the rent on time and don't destroy the place and generally behave like responsible human beings, all is well. We also know that the owner's situation means that he is not planning to return to the house or sell it any time soon and we are planning on staying in the house for five years with no fear of being shooed out. So, even though it is a rental, I feel pretty good about calling it home. It certainly feels that way.

Why does it seem like the prevailing attitude is that renting = terrible tiny apartment with the landlord from hell and noisy disruptive neighbors and buying = white picket fence perfection? You can have the best of both worlds. I guess the rowhomes of Baltimore (where I currently live) provide that sort of unique situation that may not be as readily available in the New Jersey suburbs (the luxury of a house that is not part of a complex, but still affordable), I don't know. But, rentals come in all shapes and sizes for all types of folks. And I think that's important to bear in mind.

However, I am by no means bashing people who choose home ownership. I think most people have that goal in the end. I certainly do for when I'm all settled in my career. But, I think it's important to remember that it's not for everyone, that everybody has different needs at different stages in their lives, and that rentals don't have to be a hellish experience by any means.
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Old 04-01-2014, 01:01 AM
 
Location: Southern NJ - USA
414 posts, read 931,121 times
Reputation: 496
Quote:
Originally Posted by Sagafrika View Post
Thank you.

I realize the forum focuses on homeownership.

I'm not one to beat a dead horse, so I'll gracefully bow out.

No need to bow out unless you really want to, Sagafrika...I'm happy that you are more satisfied not being in a house. Being a homeowner can be an enormous pain in the ass sometimes especially with upkeep and repairs, so I DO get where you're coming from!

IMHO, I don't think this forum focuses only on homeowners, since I've seen many posts from people like

"I work in NYC, where can I find a nice apt in North Jersey?"

I was just expressing my opinion based on some of my own personal experiences. However, like the recent poster from Baltimore, I also did rent a connected townhouse (not a row home, but somewhat similar in feel and proximity to neighbors, etc.).

It definitely was a LOT better renting an entire home vs. a 1 or 2 BR apt. Loved the extra space, lawn space and the "feel" of being a homeowner...and for my fiancé and I, it worked out just fine for several years!

For us, it just came down to having a place we could truly call our own and not being under a landlord's thumb (now we're under a lender's thumb yikes!!...LOL!)
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Old 04-01-2014, 05:15 AM
 
Location: Elsewhere
88,580 posts, read 84,777,093 times
Reputation: 115100
Quote:
Originally Posted by designer_genes View Post
Wow, I'm pretty surprised at the condescending attitude on here. Although being born and raised in New Jersey, I guess I should have expected it.

Just to get something across, my roommate and I currently rent our house and we are 20-somethings on a tight budget. But, yes! We have a whole house! To ourselves! With a yard! We interact with our neighbors only if we want to and no one keeps us up at night through paper thin walls. We are very involved in the community (which consists of people at all stages of life, not just other recent college grads) and there are block parties. Our decoration choices were entirely up to us and as long as we pay the rent on time and don't destroy the place and generally behave like responsible human beings, all is well. We also know that the owner's situation means that he is not planning to return to the house or sell it any time soon and we are planning on staying in the house for five years with no fear of being shooed out. So, even though it is a rental, I feel pretty good about calling it home. It certainly feels that way.

Why does it seem like the prevailing attitude is that renting = terrible tiny apartment with the landlord from hell and noisy disruptive neighbors and buying = white picket fence perfection? You can have the best of both worlds. I guess the rowhomes of Baltimore (where I currently live) provide that sort of unique situation that may not be as readily available in the New Jersey suburbs (the luxury of a house that is not part of a complex, but still affordable), I don't know. But, rentals come in all shapes and sizes for all types of folks. And I think that's important to bear in mind.

However, I am by no means bashing people who choose home ownership. I think most people have that goal in the end. I certainly do for when I'm all settled in my career. But, I think it's important to remember that it's not for everyone, that everybody has different needs at different stages in their lives, and that rentals don't have to be a hellish experience by any means.

I loved the house I rented while my daughter was growing up. I brought the rose bushes in the yard back to life and I had a nice vegetable garden. The house was about 110 years old, and looked like crap on the outside, but the interior had been fixed up and it worked for having teenage sleepovers, the chili party for the marching band every year during high school, etc. Unfortunately I did have the typical 'LL who had to be nagged to fix basic things like heat. Once she graduated, though, I no longer needed to pay high rent in a town with good schools and family in town when a condo mortgage payment elsewhere was cheaper and came with a tax deduction. And I needed to pay for college, or part of it, anyway.
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Old 04-01-2014, 06:39 AM
 
Location: In an indoor space
7,685 posts, read 6,195,293 times
Reputation: 5154
Quote:
Originally Posted by Sagafrika View Post
Hi!
Not a homeowner any longer, and gave that up. Just wanted to say,
"Not finding great service, I am done."

Did not "Foreclose" - all was fine. Just did not want to be bothered anymore.

Was proud, surely proud of my home ownership, but "rich" for me was being not under the "home thing." Mowing, raking, shoveling, the "garden."

Done. I did it all.

I know we express ourselves in terms of what we have, but this post is about what we can do without.

I am fine.

Got rid of the house, what a "Monkey" --

Renting now and so much freerr.
Quote:
Originally Posted by Sagafrika View Post
You can be so ridiculously petty about grammar. My goodness, I'm writing on a touch tablet. You all know how auto spell sometimes works, so excuse any mistakes.

I'm an English major, I tell ya' an English majah.

I can wipe the snobbery from the best of yous... but I choose not to. Education is the great divider.

This is why I sold my home. Smart not to be locked in to things, things, things. Things we insure. Things we covet, things we wish we had, things are friends have that we wish we had.

Done.

But I am sensible.

There's many who opted for a short-sale or who went into foreclosing. Many lost an income and couldn't sustain their livelihood; this thread was meant for those people who want to voice their new journey (or new-found life, or struggles or hardships, in order to relieve themselves of home ownership.)

Thank you!
IMHO this would apply :

"Spock (Original Star Trek Series): After a time you may find that having is not so pleasing a thing after all as wanting. It is not logical, but it is often true."
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