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Old 08-06-2015, 04:31 PM
 
2 posts, read 1,134 times
Reputation: 10

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We recently bought a house and moved in. After a month or so there was a leak which caused damage to the floor and the basement. Plumber said that the inspectors missed a faulty pipe. We have submitted a claim with our insurance, and waiting to go through the process. Can anyone tell me what this whole process looks like ? We clicked tons of pictures of the damage. An elvaluator came and checked, now some flooring company is going to come and take a look. Do we need to buy from the same flooring guy ?
Very confused !!!
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Old 08-06-2015, 04:49 PM
 
Location: NJ
789 posts, read 705,470 times
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It depends on the insurance company. We have NJ Manufacturers, when we had water issues in our bathroom, NJM sent people out to get estimates and NJM picked who was going to do the work. NJM made all the decisions on who was doing what at what cost. We just did the scheduling with the contractors. NJM made all the payments to the contractors, we just paid our deductible.
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Old 08-06-2015, 05:15 PM
 
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Thanks for the response.. So the flooring guy who is coming would be the one who would change the floor ? I was under the impression that they just give us an estimate and we get our own contractors.
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Old 08-06-2015, 07:01 PM
 
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We had a similar issue and were asked to have it fixed (after they did the inspection), and then I submitted a copy of the bill. Got back every single penny after deductible. It depends on your insurance company (at the time we had ASI). Feel free to call them and ask about their process.
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Old 08-06-2015, 09:13 PM
 
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When we damage from Hurricane Sandy the insurance company sent an adjustor. We got a check from the insurance company. I picked all of the contractors to do the work.
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