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02-28-2008, 09:37 AM
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Senior Member
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Join Date: Jun 2006
476 posts, read 458,188 times
Reputation: 225
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Health Insurance - Looking For ......something Reasonable?
Currently We Are Paying 1100.00 Per Mos For Medical Insurance For A Family Of 5 (prevailing Wage Worker). Wondering If Anyone Out There Has Any Idea For A More Reasonable Rate.....it's A Ppo I Believe Through Bcbs......any Help Would Be Great.
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02-28-2008, 09:40 AM
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L.U.S.T. Girl
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Join Date: Jan 2008
Location: Stewartsville, NJ
7,581 posts, read 5,115,910 times
Reputation: 895
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Quote:
Originally Posted by deeds
Currently We Are Paying 1100.00 Per Mos For Medical Insurance For A Family Of 5 (prevailing Wage Worker). Wondering If Anyone Out There Has Any Idea For A More Reasonable Rate.....it's A Ppo I Believe Through Bcbs......any Help Would Be Great.
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Changing from a PPO to HMO will save you a couple of dollars - also raising your deductible will also lower your payment. Is this through your employer or are you paying direct? |
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02-28-2008, 09:45 AM
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Moderator
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Join Date: Jun 2006
6,607 posts, read 6,630,799 times
Reputation: 1467
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Good luck with that. I looked at various plans up there several times when I considered going into self-employment, and the options were limited. BCBS had one of the least expensive options, so you may be at about the minimum you're going to find already.
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02-28-2008, 09:49 AM
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L.U.S.T. Girl
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Join Date: Jan 2008
Location: Stewartsville, NJ
7,581 posts, read 5,115,910 times
Reputation: 895
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I'm self employed and we have BCBS HMO - it runs me around 300.00/month for a single policy. I pay the full whack for my employees - they deserve it.
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02-28-2008, 10:07 AM
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Senior Member
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Join Date: Jun 2006
476 posts, read 458,188 times
Reputation: 225
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Health Insc.
This is through my husband's employer. and out of the two plans offered these are the lesser of the two premiums per mos.
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02-28-2008, 10:16 AM
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L.U.S.T. Girl
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Join Date: Jan 2008
Location: Stewartsville, NJ
7,581 posts, read 5,115,910 times
Reputation: 895
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Quote:
Originally Posted by deeds
This is through my husband's employer. and out of the two plans offered these are the lesser of the two premiums per mos.
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Ouch! That's alot for you to have to contribute through your employer - does he/she pay anything toward your premiums? Perhaps he/she hasn't tried the small group plan route??? If he/she isn't they need to let their health ins. agent know that they are eligible - just need two employees or two eligible members to get the group discount. what about the NJ kids ins. plan thing? Or is that just in NYC??? |
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