U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > New Jersey
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 06-30-2008, 09:50 AM
 
7 posts, read 20,254 times
Reputation: 11

Advertisements

Hi canadagirl and welcome! I am originally from Ontario (the GTA) myself and I have been living in the tri-state area for almost 8 years. The area you are looking at in Mahwah is beautiful. In my opinion, that area (Upper Saddle River, Mahwah) is one of the nicest places around.

The taxes are high, and you are correct in that they reflect the "quality" of the school districts. Which schools your children attend is much more important here than in Canada. People actually move to different areas for a few years just so their children can attend certain highschools and then move out of the area once their children are finished highschool. In that area, however, you should be fine in terms of the schools.

With respect to the healthcare, it is difficult to say. I have not had any problems with the system here, and in fact, I have been very pleased with the fact that wait times are less, there are many more specialists, and you can get care quickly. I have not had any serious medical issues, so I cannot comment on how the system would work for you. You can, however, get treated much more quickly than in Canada just due to the sheer volume of physicians and technology.

There are a lot of benefits of living in the US and it really isn't that different than at home. I would agree with the others who suggest coming and visiting, maybe renting first to find out where you want to be more long-term.

Best of luck to you!
Reply With Quote Quick reply to this message

 
Old 06-30-2008, 10:17 AM
 
Location: Vermont
5,439 posts, read 14,327,150 times
Reputation: 2609
The OP is looking in Bergen county... It is going to depend on the town, but around here, I would not count on anything less than 6k. Up to 13k and above 13k, totally possible but you cannot compare a 400k to 600k house.
Reply With Quote Quick reply to this message
 
Old 06-30-2008, 05:31 PM
 
Location: Nashville, TN
2,866 posts, read 8,280,755 times
Reputation: 666
Quote:
Originally Posted by joe moving View Post
The OP is looking in Bergen county... It is going to depend on the town, but around here, I would not count on anything less than 6k. Up to 13k and above 13k, totally possible but you cannot compare a 400k to 600k house.
I agree that would make a difference in taxes. I would think 6k in Bergan would have to be a very old small house. I know you can find that easily in South Jersey.
You don't get much for $400,000 in Bergen County.


Diane
Reply With Quote Quick reply to this message
 
Old 06-30-2008, 05:39 PM
 
Location: Nashville, TN
2,866 posts, read 8,280,755 times
Reputation: 666
Quote:
Originally Posted by tahiti View Post
and i beg to differ. op needs to look at tax rates per town. my house is much newer, worth more than what you sold in manalapan (and probably bigger), and i don't pay anywhere near $12K.

i suspect tax wise OP will be better off here than in Canada.
If the op's medical is not covered here do to preexisting conditions they would not be better off. Medical can run in the $100,000 and more.
I sold my house in 06. in 05 I would have gotten, $100,000 more. I also had over an acre of land with a L-shaped in ground pool, deck and Gazebo.
I live below what I can afford, unlike my buyers who now have that tax bill and a $450,000 mtg. My mortgage was almost paid off and I lived in the house 13 years. I had a fixed mtg, not the type of Mtgs people take today, and find that they can't sell the house for what they paid. Here, I have only a small mortgage here to get some kind of tax writeoff.

I have one in college and she won't have to worry about loans when she graduates, we pay it other than what she received for a scholarship that the state gives for grades.
My friends in Bergen County pay over $20,000 in taxes and I believe that is where the op was looking. They have a house about the same size I had in Manalapan.

My house btw in Manalapan was 2800 sq feet. This one is much larger.

Diane G
Reply With Quote Quick reply to this message
 
Old 06-30-2008, 06:00 PM
 
Location: Stewartsville, NJ
7,577 posts, read 19,972,926 times
Reputation: 1246
Quote:
Originally Posted by Diane Giam View Post
If the op's medical is not covered here do to preexisting conditions they would not be better off. Medical can run in the $100,000 and more.
I sold my house in 06. in 05 I would have gotten, $100,000 more. I also had over an acre of land with a L-shaped in ground pool, deck and Gazebo.
I live below what I can afford, unlike my buyers who now have that tax bill and a $450,000 mtg. My mortgage was almost paid off and I lived in the house 13 years. I had a fixed mtg, not the type of Mtgs people take today, and find that they can't sell the house for what they paid. Here, I have only a small mortgage here to get some kind of tax writeoff.

I have one in college and she won't have to worry about loans when she graduates, we pay it other than what she received for a scholarship that the state gives for grades.
My friends in Bergen County pay over $20,000 in taxes and I believe that is where the op was looking. They have a house about the same size I had in Manalapan.

My house btw in Manalapan was 2800 sq feet. This one is much larger.

Diane G
If the OPs medical isn't covered..it's not like canada is a million miles away... worse case scenario - they can fly to canada or drive there to get the medical attention they need that wouldn't be covered here. You''l love NJ OP. Just leave the geese at home please : )))
Reply With Quote Quick reply to this message
 
Old 06-30-2008, 07:29 PM
 
2,740 posts, read 6,982,275 times
Reputation: 2670
Wiley,
Just an FYI, if the OP gives up her residence in Canada, she gives up her Canadian medical coverage (OHIP), so her husband's coverage (for her and her child) will become crucial. It doesn't matter if she keeps her Canadian status, if she doesn't live there (in Canada) she can't avail herself of that coverage.

And those pesky geese.....they are here to stay in Jersey, better weather
Reply With Quote Quick reply to this message
 
Old 06-30-2008, 07:33 PM
 
Location: Stewartsville, NJ
7,577 posts, read 19,972,926 times
Reputation: 1246
Quote:
Originally Posted by jerseyj View Post
Wiley,
Just an FYI, if the OP gives up her residence in Canada, she gives up her Canadian medical coverage (OHIP), so her husband's coverage (for her and her child) will become crucial. It doesn't matter if she keeps her Canadian status, if she doesn't live there (in Canada) she can't avail herself of that coverage.

And those pesky geese.....they are here to stay in Jersey, better weather
Are you sure about that???? My partner still has all her benfits in Scotland - she hasn't lived there in over 9 yrs.
Reply With Quote Quick reply to this message
 
Old 06-30-2008, 07:57 PM
 
Location: Nashville, TN
2,866 posts, read 8,280,755 times
Reputation: 666
Quote:
Originally Posted by wileynj View Post
Are you sure about that???? My partner still has all her benfits in Scotland - she hasn't lived there in over 9 yrs.
That is true about Canada. I just asked a friend that lives there and he told me the same.

Diane G
Reply With Quote Quick reply to this message
 
Old 06-30-2008, 08:42 PM
 
49 posts, read 257,313 times
Reputation: 37
Aside from all the issues like taxes that other people have dealt with, there's also a big difference in lifestyle in NJ compared to Canada, heck there's a big difference between lifestyle in NJ and most of the US. This is a pretty fast paced area, we walk fast, we talk fast and we drive fast, we can be impatient and we expect everyone to move as fast as us. It's strange when I go to another area on vacation and the pace is so much slower. Most people are pretty nice though, but not sure if it would be easy coming from a much slower lifestyle to ours. Good Luck on what you decide.
Reply With Quote Quick reply to this message
 
Old 06-30-2008, 08:50 PM
 
49 posts, read 257,313 times
Reputation: 37
Just an FYI about health insurance in NJ. NJ law states that health insurers in NJ have to cover pre-existing conditions as long as proof of prior health insurance exists. Although I don't know how that would apply to people coming from Canada.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:



Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > New Jersey
View detailed profiles of:
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2018, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top