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Got my retirement fund letter in mail - I didnt lose money for first time!! yeah -- Thats cause I took it all out last month. Would have lost it all if I did not.
There are better ways to invest your $$ than putting it in risk management. Forgive me, but I am not in the mood to be risking my $$$ everyday.
So you're ok with losing the money you lost now, not buying cheap now, and missing the upswing?
Not me. I increased my 401k contributions.
401k's are not guaranteed. You may have a Stable Value Fund, but these still qualify as low risk and not no-risk. Even Guaranteed Interest Contracts can be decimated by inflation, and is guaranteed by the insuring company only - NOT the FDIC.
It is fully insured. My husband works for an Insurance broker.