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Old 02-17-2009, 07:57 PM
 
Location: NJ
12,283 posts, read 35,636,300 times
Reputation: 5331

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Quote:
Originally Posted by TheEmissary View Post
Sorry about that Chief! I looked up the latest tax info for Charlotte and it works like this:

Charlotte's combined county and city tax rate is $1.30 per assessed $100. the latest assessment was done 4 years ago. They were thinking of doing one this year but decided to wait until next year. So let's use an example.

A Charlotte Home "assessed" at $300,000 would pay ~$3900 a year in property tax. For $300,000 you can get a pretty nice house - about 3000 sq ft (minus a basement -but that's another thread) with all the amenities -granite countertops marble bathrooms etc. Costs of new construction run about $100 per square ft.

If you took a $300,000 (which doesn't buy you much) NJ home and "transplanted" it into Charlotte, you might find it would sell for $110,000. That's the big difference here. So your taxes on that "tranplanted NJ" home would run you $1430 a year.

I just consider that a similar-sized house with pretty much the same features will cost about 2.5 to 3 times in NJ what a house in the Charlotte Metro area would go for.

In Union County NC which is next to Charlotte, the fanciest town is Marvin which would resemble a hybrid cross of say... Ridgewood NJ and Colts Neck NJ. The tax on a $600,000 house there (which looks like a $2 million NJ House) would run like this:

600,000 @ .55 per hundred "Union County" tax = $3300
600,000 @ .09 "Marvin" Tax = $540

BTW - the county tax covers the cost of the schools.

So your tax bill on this lovely McMansion (prob 5000 to 6000 sq ft) would be $3840 a year. I hope this explains it a bit better!
Gotcha. But then the $5K or so that I'd save in taxes would just be going to Uncle Sam b/c I'd have less to write off! They get you either way Em...LOL
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Old 02-18-2009, 06:37 AM
 
3,859 posts, read 10,306,729 times
Reputation: 2751
Quote:
Originally Posted by Jerseyt719 View Post
And do you go back to trying to live like normal people for your days off? That's what I remember being the toughest part. It's hard to roam the house while everyone is sleeping on the days off.... I'll be fine and get used to it again. Just hated it when I did before. Didn't realize it until I got out of it. I'm sure it will all work out.
Oh yes I remember this well. For about the first four years we were together, my husband worked the graveyard shift and also a second job. When his days off came around he would try to live normal hours. I know it was tough on him but we wanted to have some type of normal life-especially being first together/married. I know it was hard adjusting-if he had to sleep and I was awake it was difficult. Sometimes I would get home from work and he would still be sleeping. I know his first night back was always the most difficult after being awake during "normal" hours during his two days off.

The hardest thing would be vacation-actually having a whole "normal" week and then going back to the graveyard shift.

Good luck!
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Old 02-18-2009, 10:32 AM
 
Location: The Beautiful Pocono Mountains
5,450 posts, read 8,747,841 times
Reputation: 3001
Quote:
Originally Posted by nicolem View Post
Oh yes I remember this well. For about the first four years we were together, my husband worked the graveyard shift and also a second job. When his days off came around he would try to live normal hours. I know it was tough on him but we wanted to have some type of normal life-especially being first together/married. I know it was hard adjusting-if he had to sleep and I was awake it was difficult. Sometimes I would get home from work and he would still be sleeping. I know his first night back was always the most difficult after being awake during "normal" hours during his two days off.

The hardest thing would be vacation-actually having a whole "normal" week and then going back to the graveyard shift.

Good luck!
The only reason I even consider it is for the kids' benefit. We need the money and the kids need me, so graveyard shift it is. I just have to remember that it isn't forever.

Thanks for the well wishes - OH - and glad they're home (your status)!!
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Old 02-18-2009, 10:43 AM
 
3,859 posts, read 10,306,729 times
Reputation: 2751
Quote:
Originally Posted by Jerseyt719 View Post
The only reason I even consider it is for the kids' benefit. We need the money and the kids need me, so graveyard shift it is. I just have to remember that it isn't forever.

Thanks for the well wishes - OH - and glad they're home (your status)!!
Thanks!

I understand about choosing the graveyard shift-it can be convienent if you have kids. Yes you are strong and you will get through it.

I read about your interivew in the other thread-it seemed to go well. I hope you get the job and hear soon.
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