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Old 02-28-2009, 05:13 PM
 
Location: NJ
22 posts, read 44,112 times
Reputation: 12
Default Down-to-Earth Bergen County Town

I've been reading several posts and am a bit confused about which Bergen County town suits us best. My husband and I are looking to purchase our first home within this next year and are looking for a nice, friendly, down-to-earth Bergen County town but can't figure out which one is best. So many people have mentioned how snobby some of the people can be in many of the towns and that is totally not us. Our combined income is $150-$160k and we have two young daughters. We are very down-to-earth and also, my husband is Indian (but grew up here) and I am white so a bit of diversity is nice as well. We are also looking to buy in a town with an easy commute to Jersey City. Any advice would be greatly appreciated.
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Old 02-28-2009, 05:20 PM
 
Location: Northern NJ
138 posts, read 292,692 times
Reputation: 58
There are many towns in the Southeast Bergen County section that could suit you. What's your price range? I could give you a good list of towns to look in if you mentioned your budget.
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Old 02-28-2009, 05:31 PM
 
Location: NJ
22 posts, read 44,112 times
Reputation: 12
We're hoping to stay under $600,000.
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Old 02-28-2009, 05:57 PM
Status: "In Canada" (set 5 days ago)
 
Location: Montreal, Canada
2,672 posts, read 4,163,986 times
Reputation: 1250
That's easy. Rutherford.
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Old 02-28-2009, 06:13 PM
 
Location: New Jersey
1,395 posts, read 1,956,941 times
Reputation: 275
given all your info, I'd recommend Hasbrouck Heights or Secaucus...
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Old 02-28-2009, 06:32 PM
 
Location: Northern NJ
138 posts, read 292,692 times
Reputation: 58
Hasbrouck Heights, Rutherford, North Arlington, Wood Ridge, Leonia, New Milford, River Edge, Leonia. New Milford and River Edge are a bit further but really great towns with excellent school systems as well. Secaucus is in Hudson County. Not all that attractive, but that's just my .02.
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Old 03-01-2009, 07:26 AM
 
Location: NJ
22 posts, read 44,112 times
Reputation: 12
Right now we seem to like Rutherford, River Edge and possibly Leonia. I don't know much about Hasbrouk Heights or Wood Ridge. We have also thought about Paramus. Neither of us want a really long commute. We're also very realistic with home prices. We don't want to go beyond what we can really afford.
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Old 03-01-2009, 07:42 AM
 
Location: Northern NJ
138 posts, read 292,692 times
Reputation: 58
rlss, the market is in the shape it's in mostly because people DID go beyond what they could really afford. One of the worst situations you can get yourself into is becoming 'house poor.' You and your family deserve vacations and an occasional treat, be that whatever it is. Paramus is an excellent town and the taxes are dirt cheap (by NJ standards).

Continue to build your down payment as you do your research. I've seen and had offers not accepted due to small down payment or competing offers coming in with more (with an identical offer price). Also, police your credit. Lenders are exceptionally skittish now and your high FICO score will go a long way to getting the best interest rate, or even getting a mortgage at all for that matter.

Enjoy your Sunday!
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Old 03-01-2009, 08:57 AM
 
Location: South Orange, NJ
825 posts, read 1,856,739 times
Reputation: 214
anywhere below Paramus is fine, just about.
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Old 03-01-2009, 12:11 PM
 
Location: NJ
22 posts, read 44,112 times
Reputation: 12
Thank you all for your advice. We just want to pick the right town for our family and I didn't grow up in NJ so I'm not so knowledgeable about the various towns and my husband grew up in Hudson County.
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