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04-30-2007, 12:39 PM
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Co-buying a NJ co-op
I'm a first time buyer and am targeting NJ for a co-op. I'm not sure whether rules/laws vary per state, so I'll ask anybody who has bought a NJ co-op.
I'm going for a 1BR, but what happens if I want to be a co-purchaser with an immediate family member? This relative makes much more money and is willing to help me out with the DP and monthly payments for the first year or so. Will the board, and the loan/bank company, look at this positively, negatively, or neutrally? We both have excellent credit (my score is over 750). Bear in mind that even if we are allowed to purchase it in both of our names (co-op contract, mortgage), I will be the only one living in it. Suggestions? Advice? Caveats? 
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05-01-2007, 01:32 PM
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anyone? Please?
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