Auto Insurance Rates in New Mexico? (Santa Rosa: apartment, tickets, bike) - (NM) - City-Data Forum

newmex · 12-03-2006, 08:33 AM

With the problem of DWI and the uninsured in NM, I wonder how this will affect my auto insurance coming from Ohio. I have no tickets, do not drink and drive. But will my rates jump because all the risk of these drunks on NM roads?

spindoc · 12-03-2006, 11:41 AM

I just had my auto insurance switched from midwest to NM and the rate jumped by over $100/6 months. This is mainly because of the DWI and uninsured. In fact there is some form that I need to fill out and return back to the insurance that addresses the uninsured issue in the state. This place is not too far off from a third world so if you drive anything but a run-down rust mobile you'll pay high insurance premiums.

_yb · 12-03-2006, 11:50 AM

I have been hit three times in the last 10 years. One was a drunk and they were all uninsured. You will pay.

newmex · 12-03-2006, 12:37 PM

I figured as much...when I took half a household of belongings down there with my wife, we settled into an apartment, then took a day and went to Santa Rosa.

While there, we just left the Blue Hole and was driving down the road, there was one guy walking with traffic, and another on a bicycle coming toward us in the other lane.

Both were Native American, but they could have just as well had been white. The guy on the bike did a U-turn in front of us which turned into a spiral, then fell over in the middle of the road. Whatever that was in his front carrier broke (liquor), and was spilling onto the road...he was so drunk he could not sit up. His friend came trotting back to help him out. We just drove around him as he was cussing and fumbling under his wreckage...sad.