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05-21-2009, 01:57 PM
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Member
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Join Date: Dec 2008
Location: Jackson, MS
57 posts, read 31,242 times
Reputation: 49
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insurance info needed
As I prepare to move to New Orleans, I have few a questions about insurance. I plan on renting and I want to know if the rates for rental insurance higher than usual or are they fairly cheap? Here in Jackson, the rates are around $20 (and up) a month. Also, what about flood insurance? Are the rates pretty high and does the rate change depending on where you live in New Orleans.
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05-24-2009, 12:46 PM
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New Orleanian
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Join Date: Sep 2008
Location: New Orleans, LA
1,086 posts, read 433,586 times
Reputation: 286
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I wouldn't be able to give you a sample rate, but I can say it will depend on where you stay and what you stay in?. More than likely the flood rates will be much higher than the Jackson area (not sure about rental) no matter what part of the city you live in and you will first have to find a company that will even right a policy in S.E. Louisiana, after Katrina. (that goes for rental as well).
If I were you I would check around with insurance companies or get an estimate online. Also check out LA Citizens, but only as a last resort.
What area do you plan on renting in?
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05-26-2009, 10:24 AM
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Member
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Join Date: Dec 2008
Location: Jackson, MS
57 posts, read 31,242 times
Reputation: 49
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I'm thinking of renting in the Marigny or Gentilly area for right now. I'm trying to stay pretty close to UNO. If I can't find anything there, I will look in Metarie. The Westbank is also an option, maybe Gretna.
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05-26-2009, 01:24 PM
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New Orleanian
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Join Date: Sep 2008
Location: New Orleans, LA
1,086 posts, read 433,586 times
Reputation: 286
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I'd try to stay inside the city myself. Gretna is nice expecially between the river and the expressway, the only thing I don't like about it is the dependence on the CCC during commute times (The ferries can be life-savers but you can't depend on them). Have you considered Bayou St John or some of the nicer areas of Mid-City?
Check this out new orleans apts/housing for rent classifieds - craigslist and if you settle for the suburbs I would pick Gretna over Metairie any day. |
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05-27-2009, 10:19 AM
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Senior Member
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Join Date: Feb 2009
238 posts, read 125,529 times
Reputation: 92
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I dont have any renters ins at the moment but the last quote I got was in 2007 and it was about $600 for a year.
So it is or was more expensive.
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05-29-2009, 08:37 PM
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Junior Member
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Join Date: Nov 2008
Location: Belle Chasse
6 posts, read 3,989 times
Reputation: 10
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I know our insurance auto and renter's dang near quadrupled when we moved here in Jan. We had to take our auto deductibles and our renter's deductible up to $1000.00 just to get the monthly payments below $300.00 a month.  |
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