I need insurance for car! Im new driver ! (how much, house)

[Shokh]

Hi people! I need help please... Im 21! Im from Brooklyn! Im gonna buy car, used one, 2005-2007, I want to know, im a new driver, just got my driver license, and I dont know, i have no idea about insurance, i need some cheaper insurance, im a student, thats y i cant pay a lot for insurance! Please help me, give me some advice, and I want to know, how much i will cost, just about... Thank you ! ! !

[ohiogirl22]

Maybe ask your parents? Isn't this kind of thing why people keep those pesky things around?

[Shokh]

Originally Posted by ohiogirl22

Maybe ask your parents? Isn't this kind of thing why people keep those pesky things around?

Im alone....

[ohiogirl22]

You have no parents, friends, relatives, google search engines, telephones and phonebooks, neighbors, coworkers or classmates?

[Shokh]

Originally Posted by ohiogirl22

You have no parents, friends, relatives, google search engines, telephones and phonebooks, neighbors, coworkers or classmates?

relax sweetheart, if u dont want to help, then just miss it...

[SkyBob]

Get on the phone. Make a half dozen calls to a half dozen different automobile insurance agents and request a rate quote.

A bunch of strangers on the internet cannot even begin to estimate what your insurance bill would be.

[Fred314X]

Originally Posted by SkyBob

Get on the phone. Make a half dozen calls to a half dozen different automobile insurance agents and request a rate quote.

Hmmm...let's see...calling insurance agents to get insurance rates. Who would've imagined? This thread is another sterling example of internet-soaked kids who cannot think for themselves.

[mayorofnyc]

Originally Posted by Fred314X

Hmmm...let's see...calling insurance agents to get insurance rates. Who would've imagined? This thread is another sterling example of internet-soaked kids who cannot think for themselves.

lol...common sense is on the brink of extinction.

[Fred314X]

Originally Posted by mayorofnyc

lol...common sense is on the brink of extinction.

Check this out for an example of old-fashioned...

When I was a teenager, my parents bought a house in the suburbs of New Jersey. I hated it; vowed to move back to the city--which I did after I got my first job out of college.

I chose a neighborhood convenient to the subway, then went to the station agent (although they were still called token clerks in those days) and got a subway map. Learned the system by myself, without the aid of a hand-held electronic doodad.

And when I was in school, I knew how to write an report--using words I knew how to spell correctly--by doing research in an actual library. Them days are gone!

[mrtracey]

Not sure if this will help, but get prepared to get screwed. Insurance rates in NYC, especially for a 21 year old, are high. It is high for even those with a clean driving record, which I pray you have since you are a new driver. So lets add up the factors that will not be in your favor:

1 - new driver: you will pay the highest rates;

2 - never had insurance and currently do not have insurance: you will be thrown into the assigned risk pool (the pool for new new drivers and those who currently do not have insurance), which btw has the highest rates;

3 - your age and martial status (I assume you are single): you will pay high rates because you are young; and

4 - a newer car will more than likely require full coverage.

If I was you I'd take the bus and/or train if I could. I know the pressure of having a vehicle at 21 because I was once there. But I would seriously think about holding off or at least getting a hoop-ride that requires only liability coverage.