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I never use generic atms and I still got skimmed a couple months ago and only by luck tried to get out money only a couple hours after the perps had struck for the first time and withdrawn the daily max.
Easiest way to avoid this problem is to bank the old-fashioned way, by walking up to a teller. Banks have customers so bamboozled (to save the bank money), that sometimes the wait is longer for an ATM than for a teller.
And, hey, when I need a favor from my bank, I have pretty good luck - because the staff knows me. (Chase is one of my banks, too, but I certainly wouldn't brag about it. They're despicable.)
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