Hunters Point South Housing Lottery (date, good, time)
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Yeah, these are standard lease requirements, and like you said, most places only really follow up on it if there's an issue. Did they let you know when you'd be receiving the counter-signed lease?
That they did not. I'm expecting an email today with answers to a few little questions we had, so hopefully I'll get more info then.
Make sure you have absolutely no late payments ever (over 30 days is pretty much an automatic fail). basically Saferent, the company they use for credit screenings, seems to ignore your FICO score and will find just about anything to fail you
In my case, I had a FICO score around 710 and had one negative account which was not my fault. I basically accidentally signed up for a Banana Republic credit card and they never billed me, never sent me my credit card, nothing. I got a call from the collector about 50 days after saying my account was delinquent and I paid it off right away. Saferent assigned me a score of 560 because of this. It did not effect my FICO score that much so I didn't care about this earlier, but now I am left disputing it and hoping I can get it taken off of my report before the dispute period for the lottery ends. due to laws, HPS absolutely will not accept any other documents to prove your credit worthiness (including FICO score) so you are stuck with Saferent evaluating you. Their "formula" is extremely arbitrary and they will not explain to you why you got a low score. Not to mention you will be on hold for at least 45 minutes and speak to the rudest customer service people ever. The person i spoke to was so clueless she said the score was out of 600 and ended up hanging up on me for no reason.
By the way this happened to thousands of people, just google banana republic credit card
Wow, thanks for the info. I checked today to make sure everything is up to date. I do have a credit card that have a balance but it isn't past due or anything but yeah, it sounds like any little thing would be used against applicants.
Anybody know if income documents and landlord letters need to be notarized? Or they will contact all your income sources and landlords on their own? Not all of our income and living situations are proper leases and w2 employment.
Anybody know if income documents and landlord letters need to be notarized? Or they will contact all your income sources and landlords on their own? Not all of our income and living situations are proper leases and w2 employment.
The employer letter didn't need to be notarized but it needed to have an official letterhead. But my income document had to be notarized.
Do they run credit checks before or after interviews?
Before the in person interview. They usually don't bring you in to show you a unit until you are approved, ie, all your paperwork is verified. Otherwise, it would be a huge waste of time for them if it turns out you were not approved.
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