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Old 01-14-2016, 11:28 PM
 
4 posts, read 2,742 times
Reputation: 11

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I apologize if this has already been answered, I can't find anything related to my question. I want to move to the NYC area, but don't have a job lined up and don't have anyone I'm close to (family, friends) that could qualify as a guarantor, or would feel comfortable being a guarantor. Recently graduated college with a math degree and I have about 8k saved up, which would seem to be enough to get started anywhere, but I get it.

BUT- I don't really mind living out of the city at all. I would like to be relatively close though, maybe less than 25-50 miles to manhattan. Will all of the crazy guarantor stuff most likely come up even in like, say, Patterson or Hempstead? Is there a rough "radius" of where a guarantor is going to almost definitely be needed? I mean, surely it has to end eventually, right? Is it needed only in NYC city limits, or is it the tri-state area? It would seem like that might get pretty arbitrary. Any kind of advice would be greatly appreciated!!! Pretty frustrating. Thanks.
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Old 01-15-2016, 07:57 AM
 
Location: West Harlem
6,885 posts, read 9,928,996 times
Reputation: 3062
Just about every "I want to move to New York" post received responses that included pointing out the sheer difficulty of obtaining housing here without a local work history.

You can try the roommate thing but even there, people often want stable work histories.
And in New York, you tend to get what you pay for - or far less.

New Jersey could be easier, I have no idea.
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Old 01-15-2016, 08:07 AM
 
Location: East Mt Airy, Philadelphia
1,119 posts, read 1,464,457 times
Reputation: 2200
Quote:
Originally Posted by yerolddad24 View Post
I apologize if this has already been answered, I can't find anything related to my question. I want to move to the NYC area, but don't have a job lined up and don't have anyone I'm close to (family, friends) that could qualify as a guarantor, or would feel comfortable being a guarantor. Recently graduated college with a math degree and I have about 8k saved up, which would seem to be enough to get started anywhere, but I get it.

BUT- I don't really mind living out of the city at all. I would like to be relatively close though, maybe less than 25-50 miles to manhattan. Will all of the crazy guarantor stuff most likely come up even in like, say, Patterson or Hempstead? Is there a rough "radius" of where a guarantor is going to almost definitely be needed? I mean, surely it has to end eventually, right? Is it needed only in NYC city limits, or is it the tri-state area? It would seem like that might get pretty arbitrary. Any kind of advice would be greatly appreciated!!! Pretty frustrating. Thanks.
Plan B: get guarantor insurance from places like Rental Guarantor & Lease Cosign Company in Boston, Chicago, DC & NYC - Insurent Lease Guaranty.
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Old 01-15-2016, 08:08 AM
 
Location: Colorado Springs
4,944 posts, read 2,940,507 times
Reputation: 3805
Quote:
Originally Posted by Harlem resident View Post
Just about every "I want to move to New York" post received responses that included pointing out the sheer difficulty of obtaining housing here without a local work history.

You can try the roommate thing but even there, people often want stable work histories.
And in New York, you tend to get what you pay for - or far less.

New Jersey could be easier, I have no idea.
I'm moving to NYC soon any chance I could crash at your place till I find a apartment?
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Old 01-15-2016, 08:11 AM
 
Location: West Harlem
6,885 posts, read 9,928,996 times
Reputation: 3062
Quote:
Originally Posted by BornintheSprings View Post
I'm moving to NYC soon any chance I could crash at your place till I find a apartment?
Not exactly an "apartment," and I have the sense that your political orientations would not be a fit.
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Old 01-15-2016, 08:14 AM
 
Location: Colorado Springs
4,944 posts, read 2,940,507 times
Reputation: 3805
Quote:
Originally Posted by Harlem resident View Post
Not exactly an "apartment," and I have the sense that your political orientations would not be a fit.
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Old 01-15-2016, 08:20 AM
 
12,340 posts, read 26,130,025 times
Reputation: 10351
Quote:
Originally Posted by yerolddad24 View Post
I apologize if this has already been answered, I can't find anything related to my question. I want to move to the NYC area, but don't have a job lined up and don't have anyone I'm close to (family, friends) that could qualify as a guarantor, or would feel comfortable being a guarantor. Recently graduated college with a math degree and I have about 8k saved up, which would seem to be enough to get started anywhere, but I get it.

BUT- I don't really mind living out of the city at all. I would like to be relatively close though, maybe less than 25-50 miles to manhattan. Will all of the crazy guarantor stuff most likely come up even in like, say, Patterson or Hempstead? Is there a rough "radius" of where a guarantor is going to almost definitely be needed? I mean, surely it has to end eventually, right? Is it needed only in NYC city limits, or is it the tri-state area? It would seem like that might get pretty arbitrary. Any kind of advice would be greatly appreciated!!! Pretty frustrating. Thanks.
I imagine you'll be able to find a roommate situation, especially since you are not so picky about the area. There are areas that are not as popular (but still safe with decent amenities) where competition for roommate situations won't be as tough. Make sure you have a place for the first few days (like a hotel or AirBnB) and hit the ground running making appointments for roommate situations.

I think this would work but obviously it's just a guess.
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Old 01-15-2016, 08:23 AM
 
Location: Elsewhere
88,571 posts, read 84,777,093 times
Reputation: 115099
Quote:
Originally Posted by Harlem resident View Post
Just about every "I want to move to New York" post received responses that included pointing out the sheer difficulty of obtaining housing here without a local work history.

You can try the roommate thing but even there, people often want stable work histories.
And in New York, you tend to get what you pay for - or far less.

New Jersey could be easier, I have no idea.
But hey, there's a NJ forum! Why not try asking there?

Of course, while it's less expensive, landlords in every state still tend to want to rent to the employed. But maybe someone has a suggestion, like renting a room, paying in advance.

If you want to live in Paterson, remember that it has only one "t"
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Old 01-15-2016, 05:47 PM
 
Location: Manhattan
2,498 posts, read 3,774,156 times
Reputation: 1608
It would be easier for you find someone who has a room to rent.
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Old 01-16-2016, 08:41 AM
 
Location: NYC
139 posts, read 152,040 times
Reputation: 185
Find a sublet on craigslist. Find a roommate and they will likely want you to pay first/last/security or whatever.

You have to find an actual person though - there were tons of brokers posting on there as well and of course they will want all of the paperwork for a lease. So you have to sift through the garbage.

That's what I did.
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