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Hi all -
Long story short, my wife lost her well paying professional job of over 15 years this year due to cutbacks at her company, but I am still working thankfully. She is now on my health insurance but it stinks since it has huge deductibles.
We decided to start a family this year since she is out of work and it will allow her to be with baby for a few months until she goes back to work fulltime in early 2017, until then we are a single income family.
Her bills have started rolling in from the doctor visits and they are pretty nuts, we are in the hook for the first $4000 until my insurance kicks in 100%.
She was recently approved for unemployment insurance payments which is great and it helps us out, wondering if this would also help her get medicaid during pregnancy so that we can use it as secondary insurance?
Hi all -
Long story short, my wife lost her well paying professional job of over 15 years this year due to cutbacks at her company, but I am still working thankfully. She is now on my health insurance but it stinks since it has huge deductibles.
We decided to start a family this year since she is out of work and it will allow her to be with baby for a few months until she goes back to work fulltime in early 2017, until then we are a single income family.
Her bills have started rolling in from the doctor visits and they are pretty nuts, we are in the hook for the first $4000 until my insurance kicks in 100%.
She was recently approved for unemployment insurance payments which is great and it helps us out, wondering if this would also help her get medicaid during pregnancy so that we can use it as secondary insurance?
Thanks
If you are working, then your family income is surely higher than the Medicaid limit, no?
How would your wife possibly qualify for Medicaid?
(Even just unemployment insurance payments are higher than the Medicaid limit sometimes).
Hi all -
Long story short, my wife lost her well paying professional job of over 15 years this year due to cutbacks at her company, but I am still working thankfully. She is now on my health insurance but it stinks since it has huge deductibles.
We decided to start a family this year since she is out of work and it will allow her to be with baby for a few months until she goes back to work fulltime in early 2017, until then we are a single income family.
Her bills have started rolling in from the doctor visits and they are pretty nuts, we are in the hook for the first $4000 until my insurance kicks in 100%.
She was recently approved for unemployment insurance payments which is great and it helps us out, wondering if this would also help her get medicaid during pregnancy so that we can use it as secondary insurance?
Thanks
Medicaid is the payer of last resort, so I believe as long as you are working and your job offers insurance (good or bad) she will not be eligible for medicaid. If your job did not offer insurance and your income met the Medicaid guidelines, she may be eligible. If you are slightly over the income limit you will be required to spend down the excess income. Medicaid will not allow you to have that much of a savings, except a certain amount for burial expenses.
Medicaid is the payer of last resort, so I believe as long as you are working and your job offers insurance (good or bad) she will not be eligible for medicaid. If your job did not offer insurance and your income met the Medicaid guidelines, she may be eligible. If you are slightly over the income limit you will be required to spend down the excess income.Medicaid will not allow you to have that much of a savings, except a certain amount for burial expenses.
Medicaid is the payer of last resort, so I believe as long as you are working and your job offers insurance (good or bad) she will not be eligible for medicaid. If your job did not offer insurance and your income met the Medicaid guidelines, she may be eligible. If you are slightly over the income limit you will be required to spend down the excess income. Medicaid will not allow you to have that much of a savings, except a certain amount for burial expenses.
I believe for non-elderly/non-disabled people, there is now no resource limit for Medicaid (you can have savings)
Medicaid is the payer of last resort, so I believe as long as you are working and your job offers insurance (good or bad) she will not be eligible for medicaid. If your job did not offer insurance and your income met the Medicaid guidelines, she may be eligible. If you are slightly over the income limit you will be required to spend down the excess income. Medicaid will not allow you to have that much of a savings, except a certain amount for burial expenses.
Income limit for a single person to qualify for Medicaid....$825.00
Resource limits........ $ 2,000
for a couple it is slightly higher, I think $ 1,100 and 3,000
These are the new guideliness for extended medicaid according to Obamacare.
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